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USAA

Established Member

Re: USAA

I was not expecting to get approved but I guess they take care of their members. They gave me a 10000 limit my highest before was 2000.
USAA World MasterCard 10000, American Express EBC 2000, Citi Diamond Preferred 1000, Chase Freedom Visa 1500, Lowes StoreCard 800,USAA Classic Platinum MasterCard 500, BOA 123 Visa 1000
Your FICO® score at Equifax is
676 as of December 6, 2012
Message 11 of 15
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Valued Contributor

Re: USAA

well if your EQ is sitting at 625 then I can see why they are telling you that you are not eligible for an increase

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 12 of 15
Valued Member

Re: USAA

Thank you I called and they said I could apply in the future for a different card which I plan on doing I did not want them to run my credit report since I am trying to get a better score, I am with NFCU and have the visa and navcheck do you think it is better to pay off the usaa and close it or just not use?


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 13 of 15
Regular Contributor

Re: USAA


desie25 wrote:

Thank you I called and they said I could apply in the future for a different card which I plan on doing I did not want them to run my credit report since I am trying to get a better score, I am with NFCU and have the visa and navcheck do you think it is better to pay off the usaa and close it or just not use?


keep USAA open youre already in with them just pay down balance and let time take it's course the longer you have a relationship with the better they will be to you,

Message 14 of 15
Valued Member

Re: USAA

Thank you I think my plan now after everyone's help is to pay it down I actually owe 800 


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 15 of 15