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Established Member
FinallyBetterCredit
Posts: 14
Registered: ‎12-06-2012
0

Re: USAA

I was not expecting to get approved but I guess they take care of their members. They gave me a 10000 limit my highest before was 2000.
USAA World MasterCard 10000, American Express EBC 2000, Citi Diamond Preferred 1000, Chase Freedom Visa 1500, Lowes StoreCard 800,USAA Classic Platinum MasterCard 500, BOA 123 Visa 1000
Your FICO® score at Equifax is
676 as of December 6, 2012
Valued Contributor
rootpooty
Posts: 1,734
Registered: ‎10-28-2011
0

Re: USAA

well if your EQ is sitting at 625 then I can see why they are telling you that you are not eligible for an increase

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

Re: USAA

Thank you I called and they said I could apply in the future for a different card which I plan on doing I did not want them to run my credit report since I am trying to get a better score, I am with NFCU and have the visa and navcheck do you think it is better to pay off the usaa and close it or just not use?


Starting Score: 522
Current Score: 625
Goal Score: 700


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Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

Re: USAA


desie25 wrote:

Thank you I called and they said I could apply in the future for a different card which I plan on doing I did not want them to run my credit report since I am trying to get a better score, I am with NFCU and have the visa and navcheck do you think it is better to pay off the usaa and close it or just not use?


keep USAA open youre already in with them just pay down balance and let time take it's course the longer you have a relationship with the better they will be to you,

Valued Member
desie25
Posts: 79
Registered: ‎12-07-2012
0

Re: USAA

Thank you I think my plan now after everyone's help is to pay it down I actually owe 800 


Starting Score: 522
Current Score: 625
Goal Score: 700


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