USAA

[ronstar7]

So I just joined USAA... I assumed I would at some point down the line be able to get a cc from them since I hear they are generous. But since I have no military association it says I cannot utilize any banking products including credit cards. The memebership from what I read was a sp but now I feel it was pointless because I cant ever get anything from them... Should I just close it... open to all as I have never been joined with any membership program before.

Thanks!

[user5387]

USAA recently closed its doors to non-military members, and grandfathered in existing partial members like myself.  So I'm not sure how you got in.

When I go to the credit card page, nearly the whole array of USAA cards are available to me.  However, it's not clear what kind of terms I would get if I actually applied.  There have been reports in the past of partial members with excellent credit getting APRs like 23.9.

[lhcole77]

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@ronstar7 wrote:

So I just joined USAA... I assumed I would at some point down the line be able to get a cc from them since I hear they are generous. But since I have no military association it says I cannot utilize any banking products including credit cards. The memebership from what I read was a sp but now I feel it was pointless because I cant ever get anything from them... Should I just close it... open to all as I have never been joined with any membership program before.

Thanks!

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When did you join? I got grandfathered in as well (having joined back in June).

[ronstar7]

Hello,

I just applied the regiualr way. Checked no to all military related questions since I am not going to lie my way in. But I didnt know about all the products that were or were not available to people depending on their military status. I guess I am a partial memeber. I was able to link my external accounts so I could see all at once and create goal, saving plans etc. But when I went to product pages like credit cards specifically it said they cannot offer this product to me because I have no military association. So basically it seems to be just like Credit Karma lol just without the FAKO... ugh

[ronstar7]

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@lhcole77 wrote:

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@ronstar7 wrote:

So I just joined USAA... I assumed I would at some point down the line be able to get a cc from them since I hear they are generous. But since I have no military association it says I cannot utilize any banking products including credit cards. The memebership from what I read was a sp but now I feel it was pointless because I cant ever get anything from them... Should I just close it... open to all as I have never been joined with any membership program before.

Thanks!

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When did you join? I got grandfathered in as well (having joined back in June).

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I literally just joined right before my first post

[lhcole77]

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@ronstar7 wrote:

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@lhcole77 wrote:

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@ronstar7 wrote:

So I just joined USAA... I assumed I would at some point down the line be able to get a cc from them since I hear they are generous. But since I have no military association it says I cannot utilize any banking products including credit cards. The memebership from what I read was a sp but now I feel it was pointless because I cant ever get anything from them... Should I just close it... open to all as I have never been joined with any membership program before.

Thanks!

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When did you join? I got grandfathered in as well (having joined back in June).

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I literally just joined right before my first post

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Wow. Maybe you slipped through the cracks somehow. I was under the impression that they had closed the door on non-military.

I think they are a great bank and have an amazing online system.

[ronstar7]

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@lhcole77 wrote:

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@ronstar7 wrote:

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@lhcole77 wrote:

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@ronstar7 wrote:

So I just joined USAA... I assumed I would at some point down the line be able to get a cc from them since I hear they are generous. But since I have no military association it says I cannot utilize any banking products including credit cards. The memebership from what I read was a sp but now I feel it was pointless because I cant ever get anything from them... Should I just close it... open to all as I have never been joined with any membership program before.

Thanks!

---

When did you join? I got grandfathered in as well (having joined back in June).

---

I literally just joined right before my first post

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Wow. Maybe you slipped through the cracks somehow. I was under the impression that they had closed the door on non-military.

I think they are a great bank and have an amazing online system.

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I guess I must have...but its pretty much for nothing... wish I would have read up a little more before I joined. Oh well at least the website make my accounts look pretty lol

[lhcole77]

That's true!

[john398]

Do you have any realitives that are members?