USBank Cash+ CLI HP?

[Ghoshida]

Got it.

[Creditaddict]

Awesome, Thanks for the link! Submitted, keep you posted!

[sillykitty1]

I got a SP CLI a few months back, online request for $1,500.  But it took over a week to get approved!

[noobody]

They are the only one send me offer of SP CLI, TWICE, I pass the offer TWICE,
For a Capped card, 5K is enough, my current limit of 10K is more than enough.
I want to leaving some breathing room for future application if any

[Anonymous]

---

@noobody wrote:
They are the only one send me offer of SP CLI, TWICE, I pass the offer TWICE,
For a Capped card, 5K is enough, my current limit of 10K is more than enough.
I want to leaving some breathing room for future application if any

---

it's been said that you can request a credit limit increase online every 6 months. Anything over $1,500 will be a hard pull. So request $1,500 for a soft pull. Or call them and ask if you are eliable for a soft pull credit limit increase or ask them to check to see they see a soft pull or pre-approved credit limit increase anywhere on your account. That's what i ask First National Bank of Omaha every 3 to 4 months because it's always a hard pull with FBNO when you initiate a credit limit increase online.

[Anonymous]

---

@Creditaddict wrote:

Awesome, Thanks for the link Submitted, keep you posted!

---

Good luck on your CLI request!

[Creditaddict]

---

@Ghoshida wrote:
https://www2.usbank.com/cgi_w2/cfm/credit/usb_cards/manage/usb_card_chg_main.cfm?Page=Limit

---

UPDATE: Through this link I was able to request UP TO $7500 (Which I did)

I received 2 denials today since it's a joint account:

I'm secondary borrow so mine just listed denial reason.

My partners letter stated the denial reason and then listed the TU Score they have on file from 9-25-15.

So while we were declined I can confirm it was a SP and I asked for the full $7500 through the link above!!!

[Anonymous]

My experience was to contact a customer service rep by phone and request a credit limit increase of $1,500. Did it on two different accounts. Both CLIs were granted as an SP. US Bank did later offer me a $4,500 CLI on a different card and it was approved and then went to underwriting for reivew which took two days and received an ok (no HP).

[NRB525]

My experience with three US Bank cards is, after about 8 to 9 months they throw a good sized CLI your way anyhow. Latest was my Fred Meyer card, apped in December 2014, got $10k, used it for a few charges, some balance transfers to take advantage of the 0% APR, and consistent payments, and they recently bumped it to $14k with an auto CLI.

The one request I did a few months ago on my original Cash+, at 12,500, for another $1,500 was declined, but even that card started at $8,800 and was auto CLI to $12,500 after only minimal usage.