Reply
Epic Contributor
Posts: 24,671
Registered: ‎10-23-2007
0

USBank Cash+ How do the Reward Choices Change Quarterly?

[ Edited ]

Hi, sorry if recent duplicate, I have seen many posts recently but my question is:

I must not have been thinking outside the idea of 5% last visit to USBank site and didn't realize the rewards change quarterly!

So lets say Im on Department Store and Home Repair - Does that mean next quarter those 2 won't be an option into next quarter or? What changes are people seeing each quarter?

 

The card could go from #1 slot of daily Visa but if I would loose the 5% for a quarter or maybe more, it could make this card pretty worthless in the end with idea of this being only visa used aside the 1 amex.

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 504
Registered: ‎08-28-2012
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Not only do they change, but you have to sign up every quarter.  If you don't make 5% and 2% catagory selections for a quarter, you only get 1%.

Epic Contributor
Posts: 24,671
Registered: ‎10-23-2007
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?


djrez4 wrote:

Not only do they change, but you have to sign up every quarter.  If you don't make 5% and 2% catagory selections for a quarter, you only get 1%.


Yes I see you have to sign up, at least you can get a e-mail telling you to log in and select!

But my question and possible issue is if I have 5% for Department Stores until Jan. 1, 2013 lets say... in Jan.1, 2013 will Department store even be an option for the next quarter? or it will be option for 2% but not 5% or are you able to keep choosing same ones if you like?

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Member
Posts: 14
Registered: ‎04-22-2012
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

[ Edited ]

They are subject to change.  Since I've had the card they have not changed and I've selected BillPay twice in a row now with no problem.   It seems they don't intend to change then unless it becomes unprofitable, but that is like all rewards cards.  

 

Also the 2% categories don't become 5% categories and the 5% categories don't become the 2% categories.

Epic Contributor
Posts: 24,671
Registered: ‎10-23-2007
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?


doggeral wrote:

They are subject to change.  Since I've had the card they have not changed and I've selected BillPay twice in a row now with no problem.   It seems they don't intend to change then unless it becomes unprofitable, but that is like all rewards cards.  

 

Also the 2% categories don't become 5% categories and the 5% categories don't become the 2% categories.



YES - Chase Feedom Plus!

it's one of my top 3 of why I dislike Chase... 3% on your top 6 Categories AUTOMATICALLY at each statement close and no actions needed on your part and no limit!

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Am I locked in once I choose future categories? Say I already chose Oct-dec, can I go back and change them before October starts?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Member
Posts: 14
Registered: ‎04-22-2012
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Here is what mine looks like right now.  Hopefully this answers all your questions.   It lets me edit next quarter until 9/25

 

USBank

Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Cool, Thanks.  That answered my question and I was successfully able to change them.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.