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Epic Contributor
Creditaddict
Posts: 20,874
Registered: ‎10-23-2007
0

USBank Cash+ How do the Reward Choices Change Quarterly?

[ Edited ]

Hi, sorry if recent duplicate, I have seen many posts recently but my question is:

I must not have been thinking outside the idea of 5% last visit to USBank site and didn't realize the rewards change quarterly!

So lets say Im on Department Store and Home Repair - Does that mean next quarter those 2 won't be an option into next quarter or? What changes are people seeing each quarter?

 

The card could go from #1 slot of daily Visa but if I would loose the 5% for a quarter or maybe more, it could make this card pretty worthless in the end with idea of this being only visa used aside the 1 amex.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Not only do they change, but you have to sign up every quarter.  If you don't make 5% and 2% catagory selections for a quarter, you only get 1%.

Epic Contributor
Creditaddict
Posts: 20,874
Registered: ‎10-23-2007
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?


djrez4 wrote:

Not only do they change, but you have to sign up every quarter.  If you don't make 5% and 2% catagory selections for a quarter, you only get 1%.


Yes I see you have to sign up, at least you can get a e-mail telling you to log in and select!

But my question and possible issue is if I have 5% for Department Stores until Jan. 1, 2013 lets say... in Jan.1, 2013 will Department store even be an option for the next quarter? or it will be option for 2% but not 5% or are you able to keep choosing same ones if you like?

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Member
doggeral
Posts: 13
Registered: ‎04-22-2012
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

[ Edited ]

They are subject to change.  Since I've had the card they have not changed and I've selected BillPay twice in a row now with no problem.   It seems they don't intend to change then unless it becomes unprofitable, but that is like all rewards cards.  

 

Also the 2% categories don't become 5% categories and the 5% categories don't become the 2% categories.

Epic Contributor
Creditaddict
Posts: 20,874
Registered: ‎10-23-2007
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?


doggeral wrote:

They are subject to change.  Since I've had the card they have not changed and I've selected BillPay twice in a row now with no problem.   It seems they don't intend to change then unless it becomes unprofitable, but that is like all rewards cards.  

 

Also the 2% categories don't become 5% categories and the 5% categories don't become the 2% categories.



YES - Chase Feedom Plus!

it's one of my top 3 of why I dislike Chase... 3% on your top 6 Categories AUTOMATICALLY at each statement close and no actions needed on your part and no limit!

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Am I locked in once I choose future categories? Say I already chose Oct-dec, can I go back and change them before October starts?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Member
doggeral
Posts: 13
Registered: ‎04-22-2012
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Here is what mine looks like right now.  Hopefully this answers all your questions.   It lets me edit next quarter until 9/25

 

USBank

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: USBank Cash+ How do the Reward Choices Change Quarterly?

Cool, Thanks.  That answered my question and I was successfully able to change them.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson

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