Credit Cards Center Credit cards from our partners
Reply
Highlighted
Established Contributor
Posts: 504
Registered: ‎08-28-2012
0

Re: USBank Cash+ Pulls What Report in California?

Sorry - I misunderstood.  I thought you were defending your intent to app for it by explaining your history with US Bank.

 

Still...don't app for it.  Smiley Wink

Established Contributor
Posts: 910
Registered: ‎12-25-2010
0

Re: USBank Cash+ Pulls What Report in California?

TU for me in Ohio..


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Valued Contributor
Posts: 1,784
Registered: ‎03-11-2009
0

Re: USBank Cash+ Pulls What Report in California?


Link2k wrote:

Imhotrodcrazy wrote:

 I am in so cal and they pulled ex for me.


Did you apply in branch or online?


I app'd by phone

FICOS
TU 807 8/10/15
EX 814 8/10/15
EQ 829 8/7/15
NASA 30K ( Amex 25k ) ( Chase Freedom 10.6k ) ( Venture 23K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win
Regular Contributor
Posts: 127
Registered: ‎08-13-2012
0

Re: USBank Cash+ Pulls What Report in California?

They mostly pull Experian

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Valued Member
Posts: 65
Registered: ‎04-17-2012
0

Re: USBank Cash+ Pulls What Report in California?


Creditaddict wrote:

I did online chat and of course the rep told me the "Computer Randomly Picks 1 of the 3 to do the pull from"

Also what is considered Bill Pay items?


 

It's EX in California unless done in branch then it is EQ.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.