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USBank Cash+ Pulls What Report in California?

Established Contributor

Re: USBank Cash+ Pulls What Report in California?

Sorry - I misunderstood.  I thought you were defending your intent to app for it by explaining your history with US Bank.

 

Still...don't app for it.  Smiley Wink

Message 11 of 15
Established Contributor

Re: USBank Cash+ Pulls What Report in California?

TU for me in Ohio..


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 12 of 15
Highlighted
Valued Contributor

Re: USBank Cash+ Pulls What Report in California?


Link2k wrote:

Imhotrodcrazy wrote:

 I am in so cal and they pulled ex for me.


Did you apply in branch or online?


I app'd by phone

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 13 of 15
Regular Contributor

Re: USBank Cash+ Pulls What Report in California?

They mostly pull Experian

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Message 14 of 15
Valued Member

Re: USBank Cash+ Pulls What Report in California?


Creditaddict wrote:

I did online chat and of course the rep told me the "Computer Randomly Picks 1 of the 3 to do the pull from"

Also what is considered Bill Pay items?


 

It's EX in California unless done in branch then it is EQ.

Message 15 of 15