Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: USBank Cash+ Pulls What Report in California?

Options

‎10-05-2012 04:50 PM

Sorry - I misunderstood.  I thought you were defending your intent to app for it by explaining your history with US Bank.

 

Still...don't app for it.  :smileywink:

Message 11 of 15 (264 Views)
 
Reply
Frequent Contributor
JonStur
Posts: 352
Registered: ‎12-25-2010

Re: USBank Cash+ Pulls What Report in California?

Options

‎10-05-2012 05:25 PM

TU for me in Ohio..

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 796 EX 780 EQ 750
Goal Score: 800 Club

Take the FICO Fitness Challenge
Message 12 of 15 (255 Views)
 
Reply
Valued Contributor
Imhotrodcrazy
Posts: 1,291
Registered: ‎03-11-2009

Re: USBank Cash+ Pulls What Report in California?

Options

‎10-06-2012 10:26 AM

Link2k wrote:
Imhotrodcrazy wrote:

 I am in so cal and they pulled ex for me.

Did you apply in branch or online?

I app'd by phone

FICO
EX 834 12/14/11 ( AMEX )
EQ 716 5/4/13
TU 751 12/10/12 ( Lender )
Goal - At my age, just staying alive

Message 13 of 15 (204 Views)
 
Reply
Contributor
ukimafija
Posts: 124
Registered: ‎08-13-2012

Re: USBank Cash+ Pulls What Report in California?

Options

‎10-06-2012 02:36 PM

They mostly pull Experian

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K
Starting Score: 580
Current Score: 747
Goal Score: 800+

Take the FICO Fitness Challenge
Message 14 of 15 (177 Views)
 
Reply
Valued Member
Link2k
Posts: 65
Registered: ‎04-17-2012

Re: USBank Cash+ Pulls What Report in California?

Options

‎10-06-2012 03:50 PM

Creditaddict wrote:

I did online chat and of course the rep told me the "Computer Randomly Picks 1 of the 3 to do the pull from"

Also what is considered Bill Pay items?

 

It's EX in California unless done in branch then it is EQ.

Message 15 of 15 (169 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+