Credit Cards Center Credit cards from our partners
Reply
Epic Contributor
Posts: 28,684
Registered: ‎10-23-2007
0

USBank Letter... odd...

Received a letter today telling me they detected my magnetic strip was bad and that new cards with new expiration dates were being sent out.

I have not used the card in over a year and it's nearly maxed out with balance transfers.

Is this some new way to try to get you to remember the account and use it?

Maybe they are changing my card expiration to sooner so they can close the account?! 

Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: USBank Letter... odd...

Reminds me of a letter I got this week..  something like:

 

"Remember, your balance is zero and your avail credit is 3k."

 

I definitely think they want  me to do something with the card other than keep it in my wallet as one of my emergency cards.  Looks like I need to get moving on that BT.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Member
Posts: 15
Registered: ‎04-05-2008
0

Re: USBank Letter... odd...

Hi Creditaddit,

 

you haven't used your USBank credit card in over a year? I thought that was your favorite card  Smiley Happy

Established Contributor
Posts: 790
Registered: ‎09-09-2008
0

Re: USBank Letter... odd...


anya wrote:

Hi Creditaddit,

 

you haven't used your USBank credit card in over a year? I thought that was your favorite card  Smiley Happy


Well, if the card is nearly maxed out with balance transfers, it doesn't make much sense to use it for anything else. If it's a good APR, he will love it, nevertheless.

Member
Posts: 15
Registered: ‎04-05-2008
0

Re: USBank Letter... odd...

True, I’ve done that too - transferred my balances to a promotional rate credit card and then did not use the card for almost a year Smiley Happy

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.