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Established Member
Niki22
Posts: 10
Registered: ‎11-19-2013
0

USBank platinum Visa

Has anyone ever applied for the US Bank platinum visa online and received and instant approval, accepted it and then received and email stating "We'll review your information and reply within 7-10 business days."?

I'm so confused was I approved or denied...
Current Score 6/11/14 : Equifax Beacon 638 TU FICO 664 EX FICO 685 Current cards:
Member
YanYan
Posts: 31
Registered: ‎11-20-2013
0

Re: USBank platinum Visa

Don't worry, it's US Bank. They're dyslexic. :smileyhappy:
Established Member
Niki22
Posts: 10
Registered: ‎11-19-2013
0

Re: USBank platinum Visa

Thanks yanyan! I sure hope your right. This will be my first non-store card still my start of rebuilding in April.
Current Score 6/11/14 : Equifax Beacon 638 TU FICO 664 EX FICO 685 Current cards:
Member
YanYan
Posts: 31
Registered: ‎11-20-2013
0

Re: USBank platinum Visa

I hope you get it!

Have you considered any other cards to apply for or only US Bank?
Mega Contributor
coldnmn
Posts: 11,934
Registered: ‎08-08-2011
0

Re: USBank platinum Visa

It probably has to be reviewed by a underwriter.  I got the 7-10 days on both my cards.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank $10,000 / Sam's Mastercard $8000
/ Walmart Discover $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /
Established Member
Danizzle
Posts: 43
Registered: ‎08-23-2013
0

Re: USBank platinum Visa

I had a store cc I opened a few years ago and nothing else until I applied for the usbank platinum (as since been PC' to cash+) this year. I got the 7-10 day (or something similar) message and thought I was denied. Since I bank with them I logged in to my account a few days later and had a new credit card account listed with my limit. The card came a few days after that.

Scores: Exp 729, Eq 726, TU 762 (updated 10.13) All others are FICO as of 9.13
Goal: 760+ across the board

AmEx BCE $13.9k | USbank Cash+ $6.2k | Chase Sapphire $5k | Discover it $4.1k | Barclaycard Arrival $4k | Citi ThankYou Preferred $3.5k | Citi Simplicity $3.5k | Chase Freedom $2k | Citi Diamond Preferred $1.5k

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