Reply
Established Member
Posts: 10
Registered: ‎11-19-2013
0

USBank platinum Visa

Has anyone ever applied for the US Bank platinum visa online and received and instant approval, accepted it and then received and email stating "We'll review your information and reply within 7-10 business days."?

I'm so confused was I approved or denied...
Current Score 6/11/14 : Equifax Beacon 638 TU FICO 664 EX FICO 685 Current cards:
Member
Posts: 31
Registered: ‎11-20-2013
0

Re: USBank platinum Visa

Don't worry, it's US Bank. They're dyslexic. :smileyhappy:
Established Member
Posts: 10
Registered: ‎11-19-2013
0

Re: USBank platinum Visa

Thanks yanyan! I sure hope your right. This will be my first non-store card still my start of rebuilding in April.
Current Score 6/11/14 : Equifax Beacon 638 TU FICO 664 EX FICO 685 Current cards:
Member
Posts: 31
Registered: ‎11-20-2013
0

Re: USBank platinum Visa

I hope you get it!

Have you considered any other cards to apply for or only US Bank?
Mega Contributor
Posts: 16,747
Registered: ‎08-08-2011
0

Re: USBank platinum Visa

It probably has to be reviewed by a underwriter.  I got the 7-10 days on both my cards.

New Contributor
Posts: 58
Registered: ‎08-23-2013
0

Re: USBank platinum Visa

I had a store cc I opened a few years ago and nothing else until I applied for the usbank platinum (as since been PC' to cash+) this year. I got the 7-10 day (or something similar) message and thought I was denied. Since I bank with them I logged in to my account a few days later and had a new credit card account listed with my limit. The card came a few days after that.

All FICO scores as of 9.1.14: Exp 744, Eq 745, TU 764
Goal: 800+ across the board
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.