Reply
Established Member
Niki22
Posts: 10
Registered: ‎11-19-2013
0

USBank platinum Visa

Has anyone ever applied for the US Bank platinum visa online and received and instant approval, accepted it and then received and email stating "We'll review your information and reply within 7-10 business days."?

I'm so confused was I approved or denied...
Current Score 6/11/14 : Equifax Beacon 638 TU FICO 664 EX FICO 685 Current cards:
Member
YanYan
Posts: 31
Registered: ‎11-20-2013
0

Re: USBank platinum Visa

Don't worry, it's US Bank. They're dyslexic. :smileyhappy:
Established Member
Niki22
Posts: 10
Registered: ‎11-19-2013
0

Re: USBank platinum Visa

Thanks yanyan! I sure hope your right. This will be my first non-store card still my start of rebuilding in April.
Current Score 6/11/14 : Equifax Beacon 638 TU FICO 664 EX FICO 685 Current cards:
Member
YanYan
Posts: 31
Registered: ‎11-20-2013
0

Re: USBank platinum Visa

I hope you get it!

Have you considered any other cards to apply for or only US Bank?
Community Leader
Mega Contributor
coldnmn
Posts: 15,890
Registered: ‎08-08-2011
0

Re: USBank platinum Visa

It probably has to be reviewed by a underwriter.  I got the 7-10 days on both my cards.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

New Contributor
Danizzle
Posts: 54
Registered: ‎08-23-2013
0

Re: USBank platinum Visa

I had a store cc I opened a few years ago and nothing else until I applied for the usbank platinum (as since been PC' to cash+) this year. I got the 7-10 day (or something similar) message and thought I was denied. Since I bank with them I logged in to my account a few days later and had a new credit card account listed with my limit. The card came a few days after that.

All FICO scores as of 9.1.14: Exp 744, Eq 745, TU 764
Goal: 800+ across the board

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}