USbank Closed Credit card

[Creditaddict]

Not totally surprised because it's nearly at it's limit but a little surprised USbank jumped on the band wagon of the other banks.  Have had the account for over 5 years and have seen over 5 CLI... oh well at least I can't charge on it anymore and will just pay it down! lol

[tengtengvn]

When my USBank card was almost maxed out ($7000 CL), I make $1000 payment regularly and they CLD it to $6300. Next month I can ask for CLI again. Did you make minimum payment?

[Creditaddict]

It has been up and down over the years and overtime it was down, they gave cli. But probably over the last year it has only fluctuated a couple thousand and have been making the same $500 payment. It's a signature card and I think what put me on the radar is I charged over the credit line and made just the min payment required to bring it back under the credit line then went back to my $500 payments after and within 2 months it was closed. No letter ever sent, it was just on my statement that charging privileges had been suspended. CL at closure $22,500 by far my highest