Since most prime lenders run away when you app with high or higher than normal util which most likely results in a denial. Which cards if any are more BT friendly?
Chase Slate is designed just for BT's
Citi has 2 diamond and simplicity
Trying to get a BT card when you have high utilization is a problem.
One long-term solution to this issue is to sign up with lenders who frequently offer BT deals.
An example is NFCU, and another one is PSECU, who recently sent me some 2.9% BT checks.