No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Wanted to get y'alls opinion on applying for the Uber card tomorrow. Citi DC is my current all purpose, so getting a card with 4% restaurants/dining would be wonderful!
INQ (In Last YR): TU 5(3), EQ 6(3), EX 6(3)
FICO: TU 766, EQ ???, EX 775
Current Util: 1%
# accts opened last two years: 8
AAoA: 9 months
Total Credit: $28,700
Listed income low 5 digits
My worry would be number of accounts opened recently. Three were opened just four months ago, and 6 were opened in the past 12 months.
Worth the inquiry? Or worth a healthy few months' wait?
Ummm could go either way... Barclay's isn't that new account sensitive despite what people say.. Trust me I have WAY WAY more new accounts then yourself and have no problem getting approvals with barclay's with that said my profile is alot thicker than yours. Things I worry about is your AAoA mainly as your scores are good. You also said low 5 figure income are you talking like 20kish or a bit more? Income could be a factor depending. Biggest thing is AAoA that I see that sticks out. Utilization etc is fine. See what others have to say
Everything looks fine IMO, except for the AAOA like above said. You can track this thread here and see what other approvals close to your profile look like: Source
If anything, worst case would be a denial but approval on recon with a very low SL.