08-16-2012 08:37 PM
Got my first rude NFCU rep when I called about a payment hold with NFCU. She had an attitude and told me the high balance would be reported and hung up on me during a sup transfer. Called back, got a better rep, advised I don't care about the hold as long as it doesn't affect my reporting. I paid a day before my statement closes.
Same thing happened with CapOne.
I don't understand payment holds on Secured Credit Cards.