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Uh oh! Amex SPG pending UPDATE: Declined

Established Contributor

Uh oh! Amex SPG pending UPDATE: Declined

After my Amex PRG finally reported today (after 3 statements) and I saw the backdating to October 2011, I decided to apply for another card I've wanted, the SPG, for the Starpoints plus the Jan 2011 backdating. I got the pending 14-day message. I've checked the application status online (applied almost 2 hours ago) and it says under review, check back in 24 hours. Is that a no?

 

I guess I really should have paid the current balance on the PRG before applying.

Quicksilver 51k | Lowe's $35k | Prestige $33.5k | Discover It $32.5k | SPG Business $30k | Hyatt $28k | SPG $25k | Ink Plus $22.5k | Ink Preferred $22k | Aviator Red $20k | SWACU $15k | Amex Platinum | Amex Platinum Business | J Crew $18k | Spark $16k | AAdvantage Business $13k | Freedom $11.5k | SPG Business $10k | Amex Blue Business Plus $9k | Amazon Store $5k
Message 1 of 22
21 REPLIES
Valued Contributor

Re: Uh oh! Amex SPG pending


CreditJim wrote:

After my Amex PRG finally reported today (after 3 statements) and I saw the backdating to October 2011, I decided to apply for another card I've wanted, the SPG, for the Starpoints plus the Jan 2011 backdating. I got the pending 14-day message. I've checked the application status online (applied almost 2 hours ago) and it says under review, check back in 24 hours. Is that a no?

 

I guess I really should have paid the current balance on the PRG before applying.


it just means it has to go under manual review...you can call and they could probably let you know then if you are like me, that doesnt like the waiting game...lol. good luck and let us know the outcome.

gardening since 5/21/2016
Message 2 of 22
Established Contributor

Re: Uh oh! Amex SPG pending

Would calling them just speed up the decision though? Rather than it being a recon?

Quicksilver 51k | Lowe's $35k | Prestige $33.5k | Discover It $32.5k | SPG Business $30k | Hyatt $28k | SPG $25k | Ink Plus $22.5k | Ink Preferred $22k | Aviator Red $20k | SWACU $15k | Amex Platinum | Amex Platinum Business | J Crew $18k | Spark $16k | AAdvantage Business $13k | Freedom $11.5k | SPG Business $10k | Amex Blue Business Plus $9k | Amazon Store $5k
Message 3 of 22
Frequent Contributor

Re: Uh oh! Amex SPG pending


CreditJim wrote:

Would calling them just speed up the decision though? Rather than it being a recon?


Yes, it would speed up the decision. It's not a recon since you haven't been declined. They will give you a decision right there on the phone. However, today's holiday so you have to wait until tomorrow. 

Message 4 of 22
Frequent Contributor

Re: Uh oh! Amex SPG pending


CreditJim wrote:

After my Amex PRG finally reported today (after 3 statements) and I saw the backdating to October 2011, I decided to apply for another card I've wanted, the SPG, for the Starpoints plus the Jan 2011 backdating. I got the pending 14-day message. I've checked the application status online (applied almost 2 hours ago) and it says under review, check back in 24 hours. Is that a no?

 

I guess I really should have paid the current balance on the PRG before applying.


I got this message on 2 cards a couple of days ago, and they were both approved in 24 hours, so definitely not a for sure no!

Message 5 of 22
Established Contributor

Re: Uh oh! Amex SPG pending

Good to hear. I will wait until after the holiday and call tomorrow if I don't hear anything.
Quicksilver 51k | Lowe's $35k | Prestige $33.5k | Discover It $32.5k | SPG Business $30k | Hyatt $28k | SPG $25k | Ink Plus $22.5k | Ink Preferred $22k | Aviator Red $20k | SWACU $15k | Amex Platinum | Amex Platinum Business | J Crew $18k | Spark $16k | AAdvantage Business $13k | Freedom $11.5k | SPG Business $10k | Amex Blue Business Plus $9k | Amazon Store $5k
Message 6 of 22
Super Contributor

Re: Uh oh! Amex SPG pending

Just give it some time. My SPG app was pending for about a week as well and i was eventually approved without having to call. Sometimes they may just want to verify your ID as well.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 7 of 22
Moderator

Re: Uh oh! Amex SPG pending

Pending really means that with Amex, unlike other lenders.  I've had 1 charge and 3 revolvers go directly to pending and wound up getting them all.  Don't sweat it, even with a balance on PRG I'm sure you'll be fine.  

Message 8 of 22
Super Contributor

Re: Uh oh! Amex SPG pending

And some times it can very quick!   I applied for the (old) Blue Cash, got the 14 day message, and as I was reading it, an email came saying I had been approved.

Message 9 of 22
Established Contributor

Re: Uh oh! Amex SPG pending

Thanks for the positive vibes everyone.
Quicksilver 51k | Lowe's $35k | Prestige $33.5k | Discover It $32.5k | SPG Business $30k | Hyatt $28k | SPG $25k | Ink Plus $22.5k | Ink Preferred $22k | Aviator Red $20k | SWACU $15k | Amex Platinum | Amex Platinum Business | J Crew $18k | Spark $16k | AAdvantage Business $13k | Freedom $11.5k | SPG Business $10k | Amex Blue Business Plus $9k | Amazon Store $5k
Message 10 of 22