@lajntx wrote:
@azguy13 wrote:. With sprint, I just call the cancellation line and they give you whatever you want.
Apparently when you select the option to cancel -- so does Macys!
Oh well, no big loss for me really. The nearest store is 45 miles in a direction I seldom travel. At least I learned they apparently dont black list like they used too, but if you have problems..... Dont expect it to get fixed.
Apprently, I`m not the only one to experience this.... The reply to this was quite interesting.
"Second, Its unfortunate that your friends referred you blindly into opening an account at Macy's. It used to be known as an excellent card to open a few years ago. But with all the changes to the card it just isnt so anymore. interest rate is at 24% and you are charged late fee's left and right. The card is through Citi bank. So there is another problem. Unlike Nordstroms who runs their card themselves, Macy's allows others to do their dirty work
Third, Anytime you want anything to be resolved with you card you must go in store if you want to get anywhere. When calling from the number on the back of your card you will get the complete run around and its a 50/50 chance anything will be resolved. However, the associates in the store have a direct number to credit where its almost always an american who is there to quickly get you in and out. Once you have the associate call you need to immediately ask for a supervisor to resolve any issue at hand."
I am sure many others had bad experiences just based off what happened to you. I don't really like to read those review websites only because 3/4 of the time its people complaining about getting their car repo'd after not paying for a year. Granted, that is a terrible situation and nobody wants it to happen, its what happens when you don't pay. I was just readng some reviews for an auto loan and that made up most of the reviews.
wow! what an experience!
@silverzgirl wrote:Macy's was an excellent card until a few years ago when they decided to use a "charge card" idea. I found out my 3K limit had gone *poof* when I went to buy 75 bucks worth of makeup (I had around 1400 on the card--I was a frequent flyer.) I had to call in each time I wanted to use the card. I sockdrawered it instead. I should not have to ask permission to buy a tube of mascara or a set of bath towels.
Clearly the money daddy thing did not work and too many people sockdrawered them. They reinstated credit lines.
Two years later, I got my CL line back, but only 1300 bucks. I owed around 1000. I paid it off so we shall see what happens. I think that in the three years since they did the money daddy scheme, I used it for a grand total of 34 dollars in charges. 1300 is not a great limit, and the quality of the merchandise has gone downhill; they were my go-to for work pants but then they went to stuff that looks like yoga pants.
Agreed. I only applied because I was going on an all out blitz before I banished myself to the garden for 2 years and I wanted to see if they blacklisted like a lot of people claim they do. I expected to get declined.... Even expected to be told the first time that my account was under review and later be told it was cancelled. I didnt expect to be told the account was fine with a $300 limit.... and that there was nothing wrong or any reason why it would decline a small $10 purchase.
I really dont need Macy`s so it was a no brainer to cancel the thing..... Which after further checking appears to be the only thing they could do right.
I thought capital one`s CSR`s were clueless, unempowered, and of little use.... until I called Macys. 
