Thank you Blue! I owe you a response to your last post. As you can see I have been busy...I was on the phone all day. I LOVED Disneyland when I went. I stayed from open to close and my feet hurt so bad from standing in the long lines but it was so fun and I did not want to leave. I hope you both had a great time! 
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Congrats on your Discover approval. All in all, it seems like it worked out or you.
See ya in the garden!
See ya in the garden!
Nice going with the discover!
Starting Score: EQ 717 EX 724 TU 736
Thanks Lexie and Epcot! Discovery kept putting me on hold which gave me a great feeling!
The LO at my CU even sent my file back to underwriting (yes they are so strict that the credit card app goes through underwriting like a mortgage...ridiculous) with the message that I'm closing my accounts if they don't reconsider. The LO called me back and the underwriter said no. So I just called her back and left a "nice" voicemail for her for Monday morning that said I was approved by Discover so I got what I needed and that I plan to close all my accounts in May and move to X Credit Union because I heard their members were treated better there. Then I said, since I use CCs now instead of debit card, there are very few transactions that need to be moved now so it should be pretty seamless. Then I said, have a nice weekend.
The LO at my CU even sent my file back to underwriting (yes they are so strict that the credit card app goes through underwriting like a mortgage...ridiculous) with the message that I'm closing my accounts if they don't reconsider. The LO called me back and the underwriter said no. So I just called her back and left a "nice" voicemail for her for Monday morning that said I was approved by Discover so I got what I needed and that I plan to close all my accounts in May and move to X Credit Union because I heard their members were treated better there. Then I said, since I use CCs now instead of debit card, there are very few transactions that need to be moved now so it should be pretty seamless. Then I said, have a nice weekend.
No problem Movingforward...it's all good...lol. LOL, I kept telling her we should leave earlier, but nooo, we ended up leaving around 11 in the afternoon and we came home around 1 at night (park closes at 12, we left at 11, since it is an hour drive back home.) We had a blast...lol, I can't wait to go again! Maybe in the summer once I can get some more days off (I'm currently working 5-6 days, so hopefully soon again .)
I was much younger (even younger than you when I went Disneyland...I was still in High School). If I went now, I wouldn't survive that long. LOL! It is nice when you live in the state because who can come several times to see everything. I was traveling with the marching band and had only one day for Disneyland and I was hanging out there like I would never see it again. LOL
Congrats on discover! Welcome to the fam!
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Congrats on discover! It pays! 
I would definitely recon the barclaycard. Might as well do what you can to get approved. A HP is a HP. The extra CL will help with utilization.
I would definitely recon the barclaycard. Might as well do what you can to get approved. A HP is a HP. The extra CL will help with utilization.