Hello All-
1.How long in advance one should unfreeze reports, to increased the likelihood of receiving cc Pre-qual or Pre-approvals?
Mainly offers by mail or online from major banks?
2. Is there a particular timeframe or pattern when banks, received information from CRA's on individuals after they unfreeze
reports?
I am not asking about the requirements that merit said offers i.e. score, util and AAoa.
I understand that pre-approved offers are not guaranteed to arrived in my mailbox, nor are they always approved on submittal.
I am just trying to better understand the process; I have been in the garden all seasons since 2014.
Thanks in Advance,
All responses are greatly appreciated.
