United Explorer easier to get than Chase Sapphire after BK?

[NRB525]

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@Anonymous wrote:

Is the concensus that I should just go for it? I received one of those 50,000 mile offers in the mail.

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I agree with CreditCuriosity: If you got this mailer, TAKE IT. The 50k miles is a good deal for $2k spend, and since you can utilize the card at a United hub location, it's going to be quite useful for you. No FTF, Free checked bag, early boarding, 2 lounge passes, all good stuff.

With your 720 score, should not be an issue to get it.

Just like CC, I also got a mailer. Mine expires August 31, but I'm probably going to pass because several other cards got in the way the last several weeks.

Good luck!

[Jerry45]

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@ddemari wrote:

Chase is being hard on their core cards; Freedom, CSP, Ink, Slate. But, they are still being generous to some on co-branded cards. I was approved for United Explorer Visa earlier this year, I would say it's not that hard to get. Especially if your scores in the 720s.

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Good to Know. Thanks

[Anonymous]

My experience is that if a bankrupty shows no matter how old, denial follows. I waitied until mine dropped off then was approved after being denied a year earlier.

[Anonymous]

Yes, the BK is keeping me from pulling the trigger. I'd hate to waste another HP on chase just for them to tell me that they don't trust me.