Unknown Credit Account posted.....

[jsully87]

So after my horrible store card app spree.....

I watched as my accounts posted, inquiries, etc....

MyFico alerted me of a new account listed on TU -- Just says

New Account details

• Type
• Charge Account

• Open Date
• 1/27/2015       <<<<< Spree Date
  

• Current Balance
• $0.00

• Credit Limit
• $200.00

I have received all my cards from my spree...

HSN 1500

Pier One 500

Express 250

Buckle 300

AE 150

Not sure what this is for???

Signed up for the free trial (then cancelled)  for TU to pull my direct report --- it's not on there.......Pulled my reports from MyFico.....and it's not on there either.....

Any Ideas??

I also app'd but denied to

Lowes - derog/INQ/recent accts

Toys R Us - derog/INQ/recent accts

Kays -- unable to verify employment

and a couple other comenity that was denied for too many INQ.

Any ideas?

[Anonymous]

I don't know all of the cards you applied for but it could be a Toys R Us card. I seen a few people have a $200 limit with that card so it seems like a limit they would hand out.

[Revelate]

When accounts are first reported to the bureau, especially before first statement date, it can often be missing a bunch of salient data though missing a creditor name is wierd to say the least.  It could also be a simple software bug on the monitoring side (which seems more likely than creditor name being unknown); if you're really curious go grab a TU report but personally I wouldn't worry about as it'll likely clear up on the next report date for the tradeline.

[Anonymous]

We won't know for sure as you had a couple of declines so you will have to wait for it to show who approved you.  Congrats on your approvals

[Anonymous]

I also had an unknown account reported by MyFico on my TU alert today even though it says yesterdays update date. It only stated the credit limit,the date opened ,Charge acct and current balance. No creditor name. I'm hopping its my QS1. that has yet to report to any of my CR

It cost me -3 pts.:-(

[Anomalous]

---

@Anonymous wrote:

We won't know for sure as you had a couple of declines so you will have to wait for it to show who approved you.  Congrats on your approvals

---

+1

or maybe a surprise cc in the mail.

[jsully87]

Hey guys -- sorry I kinda forgot to get the email updates for this post.

I have gotten all the cards I was approved for -- and the denials are definitely denials. I called

Anyways --- I did pull my TU report direct from TU and it didn't show anything. I'm guessing its a glitch.