Hello, I have no BK but I have high UTL due to LOC's and I had no idea LOC's hurt your credit till I found myfico. I have a few collections that I am disputing and have WON a couple so far and can't wait to pull my new scores by end of FEB. I really want to rebuild my credit with some CC's.
I have heard Orchard and First Premier are the ways to go. Anyone have any other ideas? My debt to income is very good. I make a little over $100,000 per year but credit scores suck and with the disputes I am thinking low 500's.
Any ideas for me??
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice