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Valued Member
Jatindrj
Posts: 25
Registered: ‎08-22-2012
0

Unused cards

I have five credit cards, two of which I use regularly, one occasionally, one which holds a balance until I can pay it off, and one I dont see myself using anytime soon. I plan on putting aside the one I dont use and maybe the one I only use occasionally. Do credit companies close cards if there is no activity on it for a long time or will they just leave it be?

Amex PRG, Amex BCE - 15.9k, Venture - 8k, Slate - 5k, Discover It - 5k
11/12/12 TU (Discover):739
Goal: 750
Gardening until 12/2014.
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012
0

Re: Unused cards

Some do, some don't.  Some have a six month cycle, some 12 months.  It depends on the company.  If you don't want a card closed, buy a pack of gum every 6 months.

Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Unused cards

agree with the djrez:

 

most will close six months to two years of inactivity.

 

best advice:

 

use them all every six months and pif!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Happychap
Posts: 321
Registered: ‎10-25-2011
0

Re: Unused cards

Just try and use once every six months and you'll be fine.  Even if its just a $1 charge :smileyhappy:

Contributor
BearOSO
Posts: 96
Registered: ‎10-03-2012
0

Re: Unused cards

Guess I am lucky, my Sony Card was opened Jan 2008 (when it was issued by Chase), didn't use it and forgot I had it till I saw my CR earlier this year. Used it once for a promotion in 08 and just recently started using it again in Dec 2012, lol. 


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