Sorry guys, your right, sometimes my humor gets the best of me lol. Been following Op's journey for awhile so im Glad Morgac got it though. To the newbies, heck im still there myself lol, Penfed, Navy, and Disco are great cards to have and can grow awesomely.
Even though it doesnt really harm you to keep open if no af, if there are cards you are not using and dont plan to use but still want to close some, go ahead. I think its a luxury to have cards that you can cut and still have amazing cards left. Good luck Morgac
Even though it doesnt really harm you to keep open if no af, if there are cards you are not using and dont plan to use but still want to close some, go ahead. I think its a luxury to have cards that you can cut and still have amazing cards left. Good luck Morgac
Thanks to all for the advice. It is a luxury to be able to close cards esp knowing what a struggle it was to get to this point.
It's like going uphill 10 miles each way in a foot of snow. Both directions can be difficult since you put in so much effort to get some of those about to RIP. Just light some candles and put their shredded remains in a shoe box under the bed.
Thanks for the advice. For now I am going to close the following accounts
1. SEARS MC-CITI-2k
2. Virgin Visa -Comenity-4K
3. Cabelas -WFB-10k
4. BofA Travel Rewards-1k transfer CL first to AK Siggy
5. AA Aviator Red MC- 4K -Barclay. Cancel once I use or transfer the 40 k miles
still on the fence with the BC Cash Forward-9.5k CL. Have used in the past for BT 3% Zero APR-12 month deal
This is the first round. I use Blispay frequently and will keep open for now along with the other store cards. Need to consider which cards to use as my daily driver.?
Forgot to mention I also closed my Amazon Store Card 6k CL after getting the Chase Amazon Prime card
Nice job on your cuts. Great to keep what works and what doesnt
@morgacj2004 wrote:Thanks for the advice. For now I am going to close the following accounts
1. SEARS MC-CITI-2k
2. Virgin Visa -Comenity-4K
3. Cabelas -WFB-10k
4. BofA Travel Rewards-1k transfer CL first to AK Siggy
5. AA Aviator Red MC- 4K -Barclay. Cancel once I use or transfer the 40 k miles
still on the fence with the BC Cash Forward-9.5k CL. Have used in the past for BT 3% Zero APR-12 month deal
This is the first round. I use Blispay frequently and will keep open for now along with the other store cards. Need to consider which cards to use as my daily driver.?
Don't just close the Aviator, roll the credit limit over into one of your other Barclays cards.
Exactly. That is what I did the last time I closed a card with them
@AverageJoesCredit wrote:
Close the Penfed, NavyFed, and Discover cards!
Dont grow and not worth the headaches and heartaches.....
Keep anything Barclays and Synchrony, they will back you up till the end of the world!
"Sarcasm is a tool used for humor!" - Jim Rome
Joe, I enjoy your sarcastic sense of humor!
My wife "lovingly" refers to me as her "lovable, sarcastic, arrogant, bastard!"
Hmm, I wonder what she means by that?? Lol
