Ok so a little backstory. I have been with my current employer as an intern and student employee since may '12. I knocked down about 30k last year working 50-60hours/week with a ton of travel. So I've been running up big balances and paying them in full everytime. I currently carry 4 cards. My IHG Visa, Apple Barclay, my corporate AMEX, and an Amazon Visa Signature that I'm an AU on the account. I graduate in December and will be staying with the same company and going to a salary position making ~$50k. I will be traveling a lot, mostly driving so I rack up a ton of hotel nights, my preferred is IHG properties but I've been in plenty of Marriots this year, hence my desire to build points faster there.
I just checked my FICO using the free 10day trial here and got a 783!! 
My current limits are IHG Visa( 6k) Apple(3.7K), Amex is at 3k but doesn't show on my fico?, and the Amazon(10k). The last account opened was the IHG in august of 12
So my question is how bad will it ding me to add the marriott card to help my points build there? Also, if I drop off the amazon as an AU will that totall kill me since the 10k is really helping my utilization?
And yes... One reason for wanting the Marriott card is the plunk factor of the metal card. I admit it, I'm in sales, and when picking up the tab for dinner people notice things. 
Thanks!
@porsche4life wrote:Ok so a little backstory. I have been with my current employer as an intern and student employee since may '12. I knocked down about 30k last year working 50-60hours/week with a ton of travel. So I've been running up big balances and paying them in full everytime. I currently carry 4 cards. My IHG Visa, Apple Barclay, my corporate AMEX, and an Amazon Visa Signature that I'm an AU on the account. I graduate in December and will be staying with the same company and going to a salary position making ~$50k. I will be traveling a lot, mostly driving so I rack up a ton of hotel nights, my preferred is IHG properties but I've been in plenty of Marriots this year, hence my desire to build points faster there.
I just checked my FICO using the free 10day trial here and got a 783!!
So my question is how bad will it ding me to add the marriott card to help my points build there? Also, if I drop off the amazon as an AU will that totall kill me since the 10k is really helping my utilization?
And yes... One reason for wanting the Marriott card is the plunk factor of the metal card. I admit it, I'm in sales, and when picking up the tab for dinner people notice things.
Thanks!
Welcome to the forum
IMHO you look good for the card with great approval odds and a good starting limit
BTW I don't say that often
@myjourney wrote:
@porsche4life wrote:Ok so a little backstory. I have been with my current employer as an intern and student employee since may '12. I knocked down about 30k last year working 50-60hours/week with a ton of travel. So I've been running up big balances and paying them in full everytime. I currently carry 4 cards. My IHG Visa, Apple Barclay, my corporate AMEX, and an Amazon Visa Signature that I'm an AU on the account. I graduate in December and will be staying with the same company and going to a salary position making ~$50k. I will be traveling a lot, mostly driving so I rack up a ton of hotel nights, my preferred is IHG properties but I've been in plenty of Marriots this year, hence my desire to build points faster there.
I just checked my FICO using the free 10day trial here and got a 783!!
So my question is how bad will it ding me to add the marriott card to help my points build there? Also, if I drop off the amazon as an AU will that totall kill me since the 10k is really helping my utilization?
And yes... One reason for wanting the Marriott card is the plunk factor of the metal card. I admit it, I'm in sales, and when picking up the tab for dinner people notice things.
Thanks!
Welcome to the forum
IMHO you look good for the card with great approval odds and a good starting limit
BTW I don't say that often
+1
And I about fell out of my chair when he said that
Geez thanks FinStar ROFLOL 
Welcome,
The ding won't be bad at all opening a Marriott CC. You'll get a nice limit of at least $5000 and up to replace AU Amazon CC. The novelty wears off on the aesthetics of the Marriott CC once it's been used too many times. I didn't like using it at first because I didn't want it damaged. One swipe will do it for ya especially when you have someone else, i.e. cashier do it. They destroy that thing. Well, now it's all beat up and I couldn't be bother with the looks of it anymore.
Thanks for the replies guys!
I applied online tonight and was instantly approved for $13,800!
@porsche4life wrote:Thanks for the replies guys!
I applied online tonight and was instantly approved for $13,800!
Congrats I knew you would get it BRAVO