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Im an AU on PR Gold and Delta gold. As for calling the recon number, they told me this is all the info they have at the time. I guess its the fraud alert on my credit since the rep said someone will call you to verify info within 72 hours.
@Anonymous wrote:Update - Called and was transfered to another department. They told me my representative was not in and will call me in 48-72 hours to request information from me. He went on to say he wasnt sure if they will mail out anything (FR?) or not.
I cant see a company taking 3 days of an employees time unless they were serious about approving me, then again, it is Amex. Any thoughts?
I dont think they are looking at your stuff the whole 3 days, just the wait time in the que takes that long as others are ahead of you
@john398 wrote:
@Anonymous wrote:Update - Called and was transfered to another department. They told me my representative was not in and will call me in 48-72 hours to request information from me. He went on to say he wasnt sure if they will mail out anything (FR?) or not.
I cant see a company taking 3 days of an employees time unless they were serious about approving me, then again, it is Amex. Any thoughts?
I dont think they are looking at your stuff the whole 3 days, just the wait time in the que takes that long as others are ahead of you
+1
waht does your credit file look like (i think they pull Experian....)
credit limits, balances, AAoA,....etc
@quest208 wrote:waht does your credit file look like (i think they pull Experian....)
credit limits, balances, AAoA,....etc
What I meant by the 3 day wait is that if they werent serious about approving, they would have most likely denied by now without going through any hassle. Profile is 1 Year 4Mo AAoA, 3 cards totalling 8500, 1% utilization, 753 Fico TU.
they pull TU?
anyway congrats i think? approved? good luck
Unsure on approval status. Thanks for all the best wishes though!!
UPDATE: Amex needed to verify info with me due to the fraud alert I have on file. After several questions the rep came back and said im approved. She will also expedite my card. Im happy
im still trying to determine whether the platinum is heavily dependant on income. can you maybe pm me a rough idea what your stated income was on the app?
i wanted the amex gold eventually this year, but i think im gunning for the platinum once i make it to the 760 fico zone (praying i get there this year)