@outofcredit wrote:
Thanks everyone. Guess I will try calling tomorrow to see if it can be unsecured. Won't ask for a cli right now cause I am trying my hand at gardening until at least June 2018 and don't want any HP's. Will update once I talk with them. Profile wise I am listing my major accounts and their limits. AAoA is 2.6 yrs. Overall utilization right now is 14% (christmas shopping). Ton of student loans, never late, 11 years old and on the IBR plan. I have 3 unpaid collections from 2013-14. One PIF collection from 2015 and settled collection from 2013. Thanks again.
Capital One QS..$2750/opened 5/2016
USAA Amex........$5000/opened 7/2017
Discover secured $200/opened 3/2016
BOA secured.........$300/opened 4/1017
Sony.......................$1100/opened/4/2017
Paypal MC..............$700/opened 9/2017
Paypal Credit..........$750/opened 6/2017
Credit One...............$900/opened 9/2016..no AF 20% APR
Legacy Visa.............$600/opened 2/2017 (closing this shortly, crazy $75 AF)
Fingerhut..................$2200/0pened 7/2014 (use once a year when there is free shipping)
Amazon store card...$600/opened 5/2017
Walmart store card...$$400/opened 5/2017
Sams Club store card..$437/opened 8/2017
Meijer store card........$750/opened 10/2017
Kohls store card.........$700/opened 12/2015
Penfed Thrifty OLOC...$500/opened 7/2017
Bunch of comenity SCT cards opened in April/May/June of 2016. Rarely use, always PIF; VS-$2350; NY&C-$2400, AT-$1500, OS-$1750, WS-$4850, WW-$2250, BH-$2250, SB-$800, GV-$2200, WF-$2300
Whew!!! That's a lot of cards now that I look at them listed. Guess 2018 with be my year of the purge!!
I find your forum name combined with this post to be deliciously ironic
Those toy limits are killing you though.
