Update: PSECU (Approved) $20,000.00

[fused]

From 5K to 20K, that's amazing. Plus, you will have access to your EX FICO score for FREE. YAY!

[Anonymous]

I'm speechless! 

[ngerasimatos]

My scores are very similar to yours. I wonder if I should have asked for a much higher CL from my CU. They told me they would counter offer if denied, and I was approved for the amount I requested without any issues. Is it too late to request them to give me more? I dont want to look greedy. lol

Sorry if I am hijacking your thread. lol

[Anonymous]

No worries (Hi - Jackin) lol

I want to apply for the Auto Loan , but I'm afraid of looking greedy too.....However, I have seen others get approved for the Visa, PSL, and Auto Loan....HMM, I wonder???

[ngerasimatos]

THATS WHAT I DID! lol

I applied for a refi and did the CC at the same time, since they already had the report in front of them. Approved for both, but I wish i requested a higher CL.

Another cool thing, my CU will allow you to refi your car as many times as you want if the rates become lower. How sweet is that!?

[Anonymous]

That's great! 

The only thing is that PSECU max is 20k.  There is no chance for anything higher (Credit Card wise).  I think I might apply for the Auto Loan for 40k.  If I get approved for that, OMG I will be sooooo excited!

[ngerasimatos]

If you get both, I would go out and celebrate. NOT EVEN JOKING. lol

[Anonymous]

Hahahaha!  No kidding.....

Have you applied to PSECU yet?

[ngerasimatos]

I have not, I am thinking about it though. Waiting for my car loan to show as PIF, since my CU said it takes them 60-90 days to report. So once the auto loan is PIF I will dispute it as PIF, then when it updates on my CR I will apply with them for a CC.

[Anonymous]

I wish you luck and hope that your approved!

I will keep you informed with the Auto Loan............