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Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: OMG-PSECU

From 5K to 20K, that's amazing. Plus, you will have access to your EX FICO score for FREE. YAY!

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: OMG-PSECU

I'm speechless! 

Equifax 657
Experian 711 (Per Lender)
Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007
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Re: OMG-PSECU

My scores are very similar to yours. I wonder if I should have asked for a much higher CL from my CU. They told me they would counter offer if denied, and I was approved for the amount I requested without any issues. Is it too late to request them to give me more? I dont want to look greedy. lol

 

Sorry if I am hijacking your thread. lol

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: OMG-PSECU

[ Edited ]

No worries (Hi - Jackin) lol

 

I want to apply for the Auto Loan , but I'm afraid of looking greedy too.....However, I have seen others get approved for the Visa, PSL, and Auto Loan....HMM, I wonder???


Equifax 657
Experian 711 (Per Lender)
Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007
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Re: OMG-PSECU

THATS WHAT I DID! lol

 

I applied for a refi and did the CC at the same time, since they already had the report in front of them. Approved for both, but I wish i requested a higher CL.

 

Another cool thing, my CU will allow you to refi your car as many times as you want if the rates become lower. How sweet is that!?

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

Re: OMG-PSECU

[ Edited ]

That's great! 

 

The only thing is that PSECU max is 20k.  There is no chance for anything higher (Credit Card wise).  I think I might apply for the Auto Loan for 40k.  If I get approved for that, OMG I will be sooooo excited!

 

Equifax 657
Experian 711 (Per Lender)
Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007
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Re: OMG-PSECU

If you get both, I would go out and celebrate. NOT EVEN JOKING. lol

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
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Re: OMG-PSECU

Hahahaha!  No kidding.....

 

Have you applied to PSECU yet?

Equifax 657
Experian 711 (Per Lender)
Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007
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Re: OMG-PSECU

I have not, I am thinking about it though. Waiting for my car loan to show as PIF, since my CU said it takes them 60-90 days to report. So once the auto loan is PIF I will dispute it as PIF, then when it updates on my CR I will apply with them for a CC.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

Re: OMG-PSECU

I wish you luck and hope that your approved!

 

I will keep you informed with the Auto Loan............

Equifax 657
Experian 711 (Per Lender)
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