05-22-2010 12:31 PM
My scores are very similar to yours. I wonder if I should have asked for a much higher CL from my CU. They told me they would counter offer if denied, and I was approved for the amount I requested without any issues. Is it too late to request them to give me more? I dont want to look greedy. lol
Sorry if I am hijacking your thread. lol
05-22-2010 12:34 PM - edited 05-22-2010 12:35 PM
No worries (Hi - Jackin) lol
I want to apply for the Auto Loan , but I'm afraid of looking greedy too.....However, I have seen others get approved for the Visa, PSL, and Auto Loan....HMM, I wonder???
05-22-2010 12:37 PM
THATS WHAT I DID! lol
I applied for a refi and did the CC at the same time, since they already had the report in front of them. Approved for both, but I wish i requested a higher CL.
Another cool thing, my CU will allow you to refi your car as many times as you want if the rates become lower. How sweet is that!?
05-22-2010 12:39 PM - edited 05-22-2010 12:40 PM
The only thing is that PSECU max is 20k. There is no chance for anything higher (Credit Card wise). I think I might apply for the Auto Loan for 40k. If I get approved for that, OMG I will be sooooo excited!
05-22-2010 12:53 PM
I have not, I am thinking about it though. Waiting for my car loan to show as PIF, since my CU said it takes them 60-90 days to report. So once the auto loan is PIF I will dispute it as PIF, then when it updates on my CR I will apply with them for a CC.
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