My scores are very similar to yours. I wonder if I should have asked for a much higher CL from my CU. They told me they would counter offer if denied, and I was approved for the amount I requested without any issues. Is it too late to request them to give me more? I dont want to look greedy. lol
Sorry if I am hijacking your thread. lol
No worries (Hi - Jackin) lol
I want to apply for the Auto Loan , but I'm afraid of looking greedy too.....However, I have seen others get approved for the Visa, PSL, and Auto Loan....HMM, I wonder???
THATS WHAT I DID! lol
I applied for a refi and did the CC at the same time, since they already had the report in front of them. Approved for both, but I wish i requested a higher CL.
Another cool thing, my CU will allow you to refi your car as many times as you want if the rates become lower. How sweet is that!?
The only thing is that PSECU max is 20k. There is no chance for anything higher (Credit Card wise). I think I might apply for the Auto Loan for 40k. If I get approved for that, OMG I will be sooooo excited!
If you get both, I would go out and celebrate. NOT EVEN JOKING. lol
I have not, I am thinking about it though. Waiting for my car loan to show as PIF, since my CU said it takes them 60-90 days to report. So once the auto loan is PIF I will dispute it as PIF, then when it updates on my CR I will apply with them for a CC.
I wish you luck and hope that your approved!
I will keep you informed with the Auto Loan............