11-13-2012 10:21 AM
To all those curious to know what this merger means, I contacted Capital One.
Yes, you will get a new card with Capital One logo on it
Yes, your credit card numbers will stay the same (small amount of people will have a new number)
No, they WON'T combine the cards or the credit limits:
Adonis: I am sorry, you will be not able to link the credit limit of two Capital One accounts.
And here I was hoping they'd combine them so I don't have to keep this pitifully low limit orchard bank card!
11-13-2012 10:34 AM
Yeah and the former HSBC accounts will move over to the Capital One systems by early 2013, according to an acct manager.
11-13-2012 10:39 AM
Cap 1 wont combine there own cards so the hsbc and orchard combine doesnt surprise me.
11-13-2012 05:13 PM
When Will We Be Recieving The Cap1 Branded Cards.?
11-13-2012 05:27 PM
Anf_dude wrote:When Will We Be Recieving The Cap1 Branded Cards.?
It varies, the Best Buy cards are now being issued rebranded plastics as of October 2012. Anytime between now and early 2013 is my guess. My new Capital One RZMC arrives this week.
11-13-2012 06:00 PM
mxp114 wrote:
Anf_dude wrote:When Will We Be Recieving The Cap1 Branded Cards.?
It varies, the Best Buy cards are now being issued rebranded plastics as of October 2012. Anytime between now and early 2013 is my guess. My new Capital One RZMC arrives this week.
Woooowwww mxp i just realized you had 130k credit available .............goddddddddddddd............mine only 1300 :B
Starting Score: 56011-13-2012 06:02 PM
dangit, i love my orchard bank visa (2% cash back on everything) and it is juat a plain black and grey card with the visa logo... i don't want it if i have the ugly cap 1 logo plastered on it

11-13-2012 06:03 PM
mxp114 wrote:
Anf_dude wrote:When Will We Be Recieving The Cap1 Branded Cards.?
It varies, the Best Buy cards are now being issued rebranded plastics as of October 2012. Anytime between now and early 2013 is my guess. My new Capital One RZMC arrives this week.
I ordered a new one because I wanted the new design but its the same ugly (gold) design as before.....that was about two months ago do you think the will send out the new cards soon?
11-13-2012 06:04 PM
I See. Soon, I Hope. I Don't Even Use My Orchard Card. Such A Shame To HavE Such A Low Degree Of Credit Card. Lol
11-13-2012 06:07 PM
Mine Is Blue.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


