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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 09:30 AM

and not freedom? freedom points can be transfered to CSP for 25% travel bonus which would put discover more on the backburner imo


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 11 of 29 (838 Views)
 
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Member
TyLey
Posts: 29
Registered: ‎01-05-2009

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 01:08 PM - edited ‎11-12-2012 01:10 PM

I was just approved for 5,000 CL which shocked me but I think it's because I bank with them. I hope Discover will  raise my CL now.


Starting Score: 591 (2/09)
Current Score: EX 730 EQ 704 TU 701 CK 731 CS 745 (updated 3/13)
Goal Score: 800
Take the FICO Fitness Challenge In the Garden since 3/14/2013
Message 12 of 29 (787 Views)
 
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Contributor
toiletbowl69er
Posts: 106
Registered: ‎11-08-2012

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 02:52 PM

Hey TyLey if you don't mind me asking what cards did you have, what were their credit limits and how long have you had them before you applied for the chase sapphire preferred. Trying to see if I'll be approved or not. 

Capital One Platinum MasterCard | $2,000 | 05/08
Macy's Store Card | $1,500 | 09/09
Chase Freedom Visa | $3,100 | 11/11
Discover It | $750 | 03/12
American Express BCE | $1,000 | 11/12
Chase SP Visa Signature | $8,000 | 12/12
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Established Member
toful
Posts: 34
Registered: ‎09-30-2012

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 03:18 PM

Utilization information would be great also!

 

I got a Chase Freedom in August and really want this card because I'll be traveling. Do you think it's too soon?

 

I also got a BCE in October... but I only have four cards.

 

What do you guys think?

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)
TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Message 14 of 29 (736 Views)
 
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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 03:25 PM

Congrats

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Contributor
toiletbowl69er
Posts: 106
Registered: ‎11-08-2012

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 03:32 PM

toful wrote:

Utilization information would be great also!

 

I got a Chase Freedom in August and really want this card because I'll be traveling. Do you think it's too soon?

 

I also got a BCE in October... but I only have four cards.

 

What do you guys think?

I'd say it is very likely that you would be approved. Maybe one thing would be to age your bce at least 6 months

 

Capital One Platinum MasterCard | $2,000 | 05/08
Macy's Store Card | $1,500 | 09/09
Chase Freedom Visa | $3,100 | 11/11
Discover It | $750 | 03/12
American Express BCE | $1,000 | 11/12
Chase SP Visa Signature | $8,000 | 12/12
Message 16 of 29 (720 Views)
 
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Regular Contributor
mr_postman
Posts: 154
Registered: ‎01-17-2008

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 04:17 PM

no it was not instant but check the status line 20 mins later and said congratulation got 7K with a 650 score suprise me also got the freedom one month beofre i app for the CSP chase gave me 5K for the freedom

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Member
TyLey
Posts: 29
Registered: ‎01-05-2009

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 04:28 PM - edited ‎11-12-2012 04:36 PM

toiletbowl69er wrote:

Hey TyLey if you don't mind me asking what cards did you have, what were their credit limits and how long have you had them before you applied for the chase sapphire preferred. Trying to see if I'll be approved or not. 

 I have a Discover More 1000CL, BOA Platinum Plus 1000CL, Best Buy $400. Credit Score 721 from Credit Sesame 15% utilization. Hope it helps.


Starting Score: 591 (2/09)
Current Score: EX 730 EQ 704 TU 701 CK 731 CS 745 (updated 3/13)
Goal Score: 800
Take the FICO Fitness Challenge In the Garden since 3/14/2013
Message 18 of 29 (693 Views)
 
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Contributor
kekrre
Posts: 91
Registered: ‎10-31-2012

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 07:02 PM

distantarray wrote:

and not freedom? freedom points can be transfered to CSP for 25% travel bonus which would put discover more on the backburner imo

If Chase is having a hard time approving him for the CSP (i.e. if Chase only gives him $5k), I highly doubt they'll extend him additional credit beyond that limit.

 

On the other hand, if he gets approved for >$5k (and the delay is caused by something other than limits), he can always shift limits around to open a Freedom.

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Member
TWMAZ
Posts: 43
Registered: ‎03-21-2012

Re: Chase Sapphire Preferred App Requires Further Review

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‎11-12-2012 07:07 PM - edited ‎11-12-2012 07:08 PM

allright good job now get some more credit cards quick

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