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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Updated Myfico report, a card i thought denied

I applied for the Lowes, and i believe i got an Im sorry, or we will send you a letter in 7-10 days.... i just updated myFico report, and it shows...Lowes...Hardware stores...$300 limit. LoL.. oh gosh.

 

what a DAY.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012

Re: Updated Myfico report, a card i thought denied


S7 wrote:

I applied for the Lowes, and i believe i got an Im sorry, or we will send you a letter in 7-10 days.... i just updated myFico report, and it shows...Lowes...Hardware stores...$300 limit. LoL.. oh gosh.

 

what a DAY.


Congratulations!!!

 


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Updated Myfico report, a card i thought denied

Thanks! LOL! It SOMETHING, right?! SO crazy!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Shogun
Posts: 12,890
Registered: ‎04-15-2011

Re: Updated Myfico report, a card i thought denied

OK... but stop!!!!!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Updated Myfico report, a card i thought denied

:smileyindifferent:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: Updated Myfico report, a card i thought denied

congrats on the card and yes this is why it's important to keep up with your credit reports because u assumed u were denied without a follow up!

Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Updated Myfico report, a card i thought denied

Sounds like the dreaded 7-10 day message meant that they needed to manually review the application, rather than an instant rejection. It was more a matter of "we'll let you know"... well, they did! Congrats!!! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
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Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Updated Myfico report, a card i thought denied

Congrats on the approval, now join us in the Garden!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: Updated Myfico report, a card i thought denied

Now sit by the mailbox every day haha jk you can use that as motivation to join the garden
ccpics2.jpg
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Updated Myfico report, a card i thought denied

:smileylol:I think I will nail the mailbox shut

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683

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