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Updated Myfico report, a card i thought denied

Established Contributor

Updated Myfico report, a card i thought denied

I applied for the Lowes, and i believe i got an Im sorry, or we will send you a letter in 7-10 days.... i just updated myFico report, and it shows...Lowes...Hardware stores...$300 limit. LoL.. oh gosh.

 

what a DAY.

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
12 REPLIES
Established Contributor

Re: Updated Myfico report, a card i thought denied


S7 wrote:

I applied for the Lowes, and i believe i got an Im sorry, or we will send you a letter in 7-10 days.... i just updated myFico report, and it shows...Lowes...Hardware stores...$300 limit. LoL.. oh gosh.

 

what a DAY.


Congratulations!!!

 


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Established Contributor

Re: Updated Myfico report, a card i thought denied

Thanks! LOL! It SOMETHING, right?! SO crazy!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator Emeritus

Re: Updated Myfico report, a card i thought denied

OK... but stop!!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Established Contributor

Re: Updated Myfico report, a card i thought denied

Smiley Indifferent

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor

Re: Updated Myfico report, a card i thought denied

congrats on the card and yes this is why it's important to keep up with your credit reports because u assumed u were denied without a follow up!

Moderator Emeritus

Re: Updated Myfico report, a card i thought denied

Sounds like the dreaded 7-10 day message meant that they needed to manually review the application, rather than an instant rejection. It was more a matter of "we'll let you know"... well, they did! Congrats!!! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor

Re: Updated Myfico report, a card i thought denied

Congrats on the approval, now join us in the Garden!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor

Re: Updated Myfico report, a card i thought denied

Now sit by the mailbox every day haha jk you can use that as motivation to join the garden
ccpics2.jpg
Established Contributor

Re: Updated Myfico report, a card i thought denied

Smiley LOLI think I will nail the mailbox shut

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683