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Upgrade Club Carlson Credit Card Question

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jingwu1988
New Visitor

Upgrade Club Carlson Credit Card Question

Hi guys,

I am asking a question regarding US Bank Club Carlson credit card upgrade. I recently appied the premier visa signature version (http://www.clubcarlsonvisa.com/credit/visaPremierCard.do), but instead I was approved and just received the visa platinum version (http://www.clubcarlsonvisa.com/credit/visaPlatinumCard.do). Their appication website does say something like "If you do not qualify for the Club Carlson Premier Rewards Visa Signature card, you will automatically be considered for the Club Carlson Platinum Rewards Visa card." I guess it is because my credit score is not that impressive. 

I am okay with the difference in sign up bonus, but I really don't like the reward rule of the platinum (3 points per dollar) compared the premier visa signature (5 points per dollar). 

Can I get a product exchange with US Bank to upgrade my platinum to premier? If so, how to convince them?

Thanks!

NJ

Message 1 of 2
1 REPLY 1
myjourney
Super Contributor

Re: Upgrade Club Carlson Credit Card Question

Welcome to the forumSmiley Wink

I don't have either but i'm sure someone will chime inSmiley Wink


@jingwu1988 wrote:

Hi guys,

I am asking a question regarding US Bank Club Carlson credit card upgrade. I recently appied the premier visa signature version (http://www.clubcarlsonvisa.com/credit/visaPremierCard.do), but instead I was approved and just received the visa platinum version (http://www.clubcarlsonvisa.com/credit/visaPlatinumCard.do). Their appication website does say something like "If you do not qualify for the Club Carlson Premier Rewards Visa Signature card, you will automatically be considered for the Club Carlson Platinum Rewards Visa card." I guess it is because my credit score is not that impressive. 

I am okay with the difference in sign up bonus, but I really don't like the reward rule of the platinum (3 points per dollar) compared the premier visa signature (5 points per dollar). 

Can I get a product exchange with US Bank to upgrade my platinum to premier? If so, how to convince them?

Thanks!

NJ


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 2
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