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Upgrade Slate to Freedom?

Senior Contributor

Re: Upgrade Slate to Freedom?

Seems like that'd be a downgrade! Slate has 0 bt fees!!! Love my cashback on Freedom though!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 16
Regular Contributor

Re: Upgrade Slate to Freedom?

I would think that the freedom would be a downgrade too... I always thought the freedom was almost an "entry" level card.. Well I guess Amazon would be the entry level card for chase but still.. Slate seems to be a "higher" tiered card..

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 12 of 16
Highlighted
Regular Contributor

Re: Upgrade Slate to Freedom?

I had a Chase Slate (changed over from a really old card with a different bank) and PC'd it to a Freedom card once I paid off my balance.  I think each card has a different benefit depending on the user needs.  If you PIF every month, I don't see the benefit of the Slate.  I had no problem with the PC, but I had 0 balance, and I had the account for over 10 years.  My APR is still really awful though (27% and won't budge) but I don't keep a balance - I just want the rewards!


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Current Score: 803
Goal Score: 805


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Message 13 of 16
New Visitor

Re: Upgrade Slate to Freedom?

Did you carry a balance every month during the 1 year wait to pC to freedom? I'm trying to PC from slate to freedom as well but they told me I had to wait a year for a PC. I paid off my balance transfer and was wondering if I should carry like a small balance on the card till the year expires to show them that I PIF.

Message 14 of 16
New Contributor

Re: Upgrade Slate to Freedom?

All I did was send a secure message telling them I was paying off my slate in a few weeks and thinking about closing my account(which was true).  I told them if I was eligible for a product change, I would consider keeping my account open.  They emailed me back saying they could convert me to a freedom.  Yep, I took the offer Smiley Happy

Message 15 of 16
Valued Contributor

Re: Upgrade Slate to Freedom?

Freedom is not a down grade if your not using it for BTs. You get points/$ back for spending. None of their cards are really entry level. Chase is very strict on who they give credit too. Slate like others said are only really good if you carry a balance. I think there is a 1% APR difference between the two. Also I have never seen any world or signature slates only on freedom. So maybe that tells you something as well.

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 16 of 16