Reply
Contributor
Posts: 193
Registered: ‎04-01-2012
0

Upgrade Slate to Freedom?

I saw someone post something on another thread about upgrading a Chase Slate to a Chase Freedom. How do I do that? Is it easy to do? I've had my Slate for awhile. Do they do a HP to upgrade it?




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


Take the FICO Fitness Challenge
Established Contributor
Posts: 1,039
Registered: ‎02-27-2012
0

Re: Upgrade Slate to Freedom?

If you have had the Slate for atleast 1 year, you can request a PC. Not sure if its a SP or HP, but I would get a SP

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Regular Contributor
Posts: 107
Registered: ‎04-23-2008
0

Re: Upgrade Slate to Freedom?

I've been trying to do the same with my Slate. I have it for more than 2 years already and when I have asked a product change, they denied it. I've tried this by secured message online several times and by phone 1 time. Please tell us if it worked for you.

 

Zar :smileyhappy:

Contributor
Posts: 193
Registered: ‎04-01-2012
0

Re: Upgrade Slate to Freedom?

Whats a PC? How do I request it?




Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+


Take the FICO Fitness Challenge
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

Re: Upgrade Slate to Freedom?


BlueHusky wrote:

Whats a PC? How do I request it?


PC = Product Change....basically just changing the type of card you have without opening a new account for it.

 

How to request it....? Thats a little bit more broad of an answer...hopefully people who have done this with Chase can chime in or something... 

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Regular Contributor
Posts: 223
Registered: ‎01-01-2012
0

Re: Upgrade Slate to Freedom?

Thought Slate was better than Freedom?  Hmm...must have been the Easter ham get to my brain.

Established Member
Posts: 22
Registered: ‎03-22-2012
0

Re: Upgrade Slate to Freedom?

I've been working closely with Chase the past week so i've got a couple good answers:

 

The slate card is good if you like to hold a balance from month to month as it typically has a lower APR. The down side with the card is that there are absolutely no rewards included with it. As someone else said here, if you've had the card for over a year, you will probably be able to PC (product change) to a Freedom card. Just call and ask, if they give you a hard time, ask nicely for a supervisor. They will explain everything clearly.

 

Good luck with the PC!

April 2011 -- EQ: 593, EX: 603, TU: 619
April 2012 -- EQ: 699, EX: ???, TU: 714
May 2012 -- MyFico EQ: 743
July 2012 -- MyFico EQ: 760!!!
Wallet: Chase Sapphire Preferred: $5K CL, AMEX BCP: 1k CL, Chase Freedom: 3k CL, Sams Club Private Label: $5k CL, BofA 1-2-3: 5k CL
Sock Drawer: Cap1 Platinum, 1FBUSA
Established Member
Posts: 19
Registered: ‎02-21-2012
0

Re: Upgrade Slate to Freedom?

Please keep us updated.  I've tried to unsuccessfully PC my Slate to a Freedom.  Only answer I receive is, "We do not show that option available for your account at this time."  When I press for further details they just say they go by what's on the computer.

Established Member
Posts: 20
Registered: ‎08-11-2011
0

Re: Upgrade Slate to Freedom?

I was able to convert my Slate card to a Freedom card with no issues and no hard pull just a few days ago. When you call it sounds like they already decided what your account is authorized to change too without a hard pull. If you want something more than you are authorized to get it will most likely result in either a hard pull or a totally new app for a new card.

 

Either way, it was quick and painless - I did find it funny when the CS asked why I wanted to change cards and that my utilization was lower than in the past (my fun, crazy spending days of college). Lack of incentives was my response and it is true, basically I got nothing for using the card, so why bother. 

 

Anyways, good luck!

Starting Score: EX 594
Current Score: EX 680
Goal Score: 725

Take the FICO Fitness Challenge

AMEX PRG - NPSL | USAirways MC - 7.4k | Wells Fargo VS - 4.7k | Chase Freedom MC - 3.5k | BML CL 2.5k | J.Crew Retail - 1.47k
Established Member
Posts: 19
Registered: ‎02-21-2012
0

Re: Upgrade Slate to Freedom?

update: I was able to finally PC my Slate to a Freedom by calling the Executive Office last week.  The CSR initially told me my account did not show up in their system as approved for a PC (she refered it as "an upgrade").  I explained that my Slate was doing nothing for me since I wasn't carrying a balance and since I no longer receive miles from my Chase Debit Card I was looking to leave them.  She took my number and said she would escalate this to have someone manually review it.

 

Later that day she called to give me the good news that due to my excellent payment history and being a long time Chase customer they were able to "upgrade" my credit card to a Freedom and that it would be overnighted for me.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.