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Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

Upgrade to Banana Rep LUXE question?

Hello, quick question.  I recently spent enough money to get upgraded to the LUXE card. 

 

1).  Do they send you a new carD?

 

2). does this better my chances to upgrade to the VISA?

 

 

I currently stand at 1800 CL

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Epic Contributor
Posts: 29,071
Registered: ‎10-23-2007
0

Re: Upgrade to Banana Rep LUXE question?

I would give it a month and then being calling if I didn't get new card yet!!! or online just request replacement once your account shows luxe... say damage to card or something... not lost!

and I don't see how having lux wouldnt help get visa... they are monitoring credit too considering they almost always up the line pretty nicely with swap... keep hitting the love every 4 months for higher limit and soon enough i bet!

Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

Re: Upgrade to Banana Rep LUXE question?

Great THANKS!!!

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Upgrade to Banana Rep LUXE question?

Can you do the shopping cart trick with Banana Republic?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

Re: Upgrade to Banana Rep LUXE question?

Whats the shopping cart trick?

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Valued Contributor
Posts: 2,136
Registered: ‎03-30-2012
0

Re: Upgrade to Banana Rep LUXE question?


Duncanrr wrote:

Can you do the shopping cart trick with Banana Republic?


Nope...BR is a GE card...so it's probably easy to get anyway.

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Upgrade to Banana Rep LUXE question?

[ Edited ]

texasman07 wrote:

Whats the shopping cart trick?


 

 

You put a couple items in your cart and go to checkout.  Enter in your information and before you click the pay button it may popup with SP  approval for CC product.  I think Victoria Secret and Restoration Hardware may do this.  There was a thread on here a little while ago about it.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Upgrade to Banana Rep LUXE question?

I got the BR Visa upgrad about a year ago.
I only charged maybe $100-200 in the span of two years and pif mostly. Took two years of perfect history, fico of 670+, and a limit of $2000 to get upgraded. Carrying a big balance and neglecting your overal fico won't help. The whole picture has to be good from a credit risk standpoint to get the upgrade offer
Otoh, if you have an 1800 limit, you should be well on your way to an upgrade...
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: Upgrade to Banana Rep LUXE question?

I got the Old Navy with a limit if 1100 on it....only had 800 before I think and still got the Visa Upgrade

2 years...carried balances from time time, actually most of the time. Always paid on time

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K

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