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Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Upgrade to Banana Rep LUXE question?

Hello, quick question.  I recently spent enough money to get upgraded to the LUXE card. 

 

1).  Do they send you a new carD?

 

2). does this better my chances to upgrade to the VISA?

 

 

I currently stand at 1800 CL

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Upgrade to Banana Rep LUXE question?

I would give it a month and then being calling if I didn't get new card yet!!! or online just request replacement once your account shows luxe... say damage to card or something... not lost!

and I don't see how having lux wouldnt help get visa... they are monitoring credit too considering they almost always up the line pretty nicely with swap... keep hitting the love every 4 months for higher limit and soon enough i bet!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Re: Upgrade to Banana Rep LUXE question?

Great THANKS!!!

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Upgrade to Banana Rep LUXE question?

Can you do the shopping cart trick with Banana Republic?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Re: Upgrade to Banana Rep LUXE question?

Whats the shopping cart trick?

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: Upgrade to Banana Rep LUXE question?


Duncanrr wrote:

Can you do the shopping cart trick with Banana Republic?


Nope...BR is a GE card...so it's probably easy to get anyway.

 

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Upgrade to Banana Rep LUXE question?

[ Edited ]

texasman07 wrote:

Whats the shopping cart trick?


 

 

You put a couple items in your cart and go to checkout.  Enter in your information and before you click the pay button it may popup with SP  approval for CC product.  I think Victoria Secret and Restoration Hardware may do this.  There was a thread on here a little while ago about it.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Upgrade to Banana Rep LUXE question?

I got the BR Visa upgrad about a year ago.
I only charged maybe $100-200 in the span of two years and pif mostly. Took two years of perfect history, fico of 670+, and a limit of $2000 to get upgraded. Carrying a big balance and neglecting your overal fico won't help. The whole picture has to be good from a credit risk standpoint to get the upgrade offer
Otoh, if you have an 1800 limit, you should be well on your way to an upgrade...
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
0

Re: Upgrade to Banana Rep LUXE question?

I got the Old Navy with a limit if 1100 on it....only had 800 before I think and still got the Visa Upgrade

2 years...carried balances from time time, actually most of the time. Always paid on time

Starting Score: 601
Current Score: 670
Goal Score: 700


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