@CreditScholar wrote:You're already getting 50k points for $75, and you think you should have the AF waived too? If you get a card that has an AF on it, that's part of the terms that you accept. I see so many people who try and argue their way out of it. It's already a really good deal.
@distantarray wrote:
@Dustink wrote:I went to upgrade and it gave me an error telling me I needed to wait 24 hours.
I also think the 50k points are worth the AF, but I will try reconing the AF.
Who should I contact and what should I say? I am generally good at reconing, but I am not sure how I would explain why the AF should be waived. I chose to upgrade and got a lot of points for it, now I want me AF back...haha
Maybe some great story about being a great customer, and how I will more than make up the annual fee to them.
you really are the cheapest lawyer I know
Somebody else was telling me I could recon the AF, wasn't my idea 
Now that I think of it, I have only had my account for a month. They cannot legally upgrade my account to a card with an AF.
Ugh, what a waste of time. They need to target their offers better. I was signed in and got the offer. I would expect better from AMEX.
The card gives 40,000 for first purchase and 20,000 additional points after spending $3000 in 90 days. I'd rather just apply for the normal offer than take the upgrade anyway. It's 10K more points.
Starting Score: ~500 (12/01/2008)
instead of reconning, you could play dumb on I signed up for the wrong one =x
@distantarray wrote:instead of reconning, you could play dumb on I signed up for the wrong one =x
Or a "I thought the AF was charged at the end of the year."
Can you please waive it this time?
@Dustink wrote:
@distantarray wrote:instead of reconning, you could play dumb on I signed up for the wrong one =x
Or a "I thought the AF was charged at the end of the year."
Can you please waive it this time?
lol i doubt they'll believe the AF was charged at the end of the year with your credit profile
@Walt_K wrote:The card gives 40,000 for first purchase and 20,000 additional points after spending $3000 in 90 days. I'd rather just apply for the normal offer than take the upgrade anyway. It's 10K more points.
Plus backdating if I apped 1/13...I don't need any more HPs, but I will think about it when the time comes.
The no AF card is offering 65k now.
@Dustink wrote:
@Walt_K wrote:The card gives 40,000 for first purchase and 20,000 additional points after spending $3000 in 90 days. I'd rather just apply for the normal offer than take the upgrade anyway. It's 10K more points.
Plus backdating if I apped 1/13...I don't need any more HPs, but I will think about it when the time comes.
The no AF card is offering 65k now.
no worries if you app january 2013, or January 2014 it'll backdate the same anyways so not like you HAVE to do it this January.
I think I am going to get at least one more AMEX this coming January.
@Dustink wrote:I think I am going to get at least one more AMEX this coming January.
Let me know when your going to do it, if you don't live in Florida we can do it together over webcam while taking shots lol