Credit Cards

[Dustink]

---

CreditScholar wrote:

---

distantarray wrote:

---

Dustink wrote:

I went to upgrade and it gave me an error telling me I needed to wait 24 hours.

I also think the 50k points are worth the AF, but I will try reconing the AF.

Who should I contact and what should I say? I am generally good at reconing, but I am not sure how I would explain why the AF should be waived. I chose to upgrade and got a lot of points for it, now I want me AF back...haha

Maybe some great story about being a great customer, and how I will more than make up the annual fee to them.

---

you really are the cheapest lawyer I know

---

You're already getting 50k points for $75, and you think you should have the AF waived too? If you get a card that has an AF on it, that's part of the terms that you accept. I see so many people who try and argue their way out of it. It's already a really good deal.

---

Somebody else was telling me I could recon the AF, wasn't my idea

[Dustink]

Now that I think of it, I have only had my account for a month. They cannot legally upgrade my account to a card with an AF.

Ugh, what a waste of time. They need to target their offers better. I was signed in and got the offer. I would expect better from AMEX.

[Walt_K]

The card gives 40,000 for first purchase and 20,000 additional points after spending $3000 in 90 days.  I'd rather just apply for the normal offer than take the upgrade anyway.  It's 10K more points.

[distantarray]

instead of reconning, you could play dumb on I signed up for the wrong one =x

[Dustink]

---

distantarray wrote:

instead of reconning, you could play dumb on I signed up for the wrong one =x

---

Or a "I thought the AF was charged at the end of the year."
 Can you please waive it this time?

[distantarray]

---

Dustink wrote:

---

distantarray wrote:

instead of reconning, you could play dumb on I signed up for the wrong one =x

---

Or a "I thought the AF was charged at the end of the year."
 Can you please waive it this time?

---

lol i doubt they'll believe the AF was charged at the end of the year with your credit profile

[Dustink]

---

Walt_K wrote:

The card gives 40,000 for first purchase and 20,000 additional points after spending $3000 in 90 days.  I'd rather just apply for the normal offer than take the upgrade anyway.  It's 10K more points.

---

Plus backdating if I apped 1/13...I don't need any more HPs, but I will think about it when the time comes.

The no AF card is offering 65k now.

[distantarray]

---

Dustink wrote:

---

Walt_K wrote:

The card gives 40,000 for first purchase and 20,000 additional points after spending $3000 in 90 days.  I'd rather just apply for the normal offer than take the upgrade anyway.  It's 10K more points.

---

Plus backdating if I apped 1/13...I don't need any more HPs, but I will think about it when the time comes.

The no AF card is offering 65k now.

---

no worries if you app january 2013, or January 2014 it'll backdate the same anyways so not like you HAVE to do it this January.

[Dustink]

I think I am going to get at least one more AMEX this coming January.

[distantarray]

---

Dustink wrote:

I think I am going to get at least one more AMEX this coming January.

---

Let me know when your going to do it, if you don't live in Florida we can do it together over webcam while taking shots lol