Upgraded to Bofa Cash Rewards Visa Sig

kchengg1 · ‎08-30-2014

It should arrive any day now.. but here's the thing. I don't want to upgrade anymore. After hearing about this NPSL nightmare and them reporting my limit as N/A.. that completely outweighs the visa signature benefits..

Can I just not activate the new card and keep rolling with the older card?

heyarrnold · ‎08-30-2014

The credit limit should still be reported. All of my cards, but the Amex that I have, are, in part, NSPL(World Elite or Visa Siggy). All report the credit limits

EDIT:

Except the Ink Plus. It does not show up on my personal credit report since it's a business CC.

coldnmn · ‎08-31-2014

My Signature cards show credit limits on credit report but show - on my statement. You should be fine as far as CL reporting in my opinion.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Anonymous · ‎08-31-2014

All my cards (Visa Signatures/World MC & WEMC Master cards) report CLs to the CBs.

Jaylima91 · ‎08-31-2014

Visa Signature cards are NPSL with Credit Access Lines. They will indeed report CLs.