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Established Member
brittany15213
Posts: 29
Registered: ‎02-21-2013
0

Upgrading BofA card??

My first ever credit card was the BofA student rewards card 6 years ago. Within this time period I have had some missed payments with them back from 2009 but have been current and the balance was paid to zero a couple months ago I dont want to close this since it is my first credit card but I want to upgrade to the cash rewards card instead of the student since I am not a student and there are no benefits on this card anymore since my missed payments and my interest rate sky-rocketed...I applied for the cash rewards card but got denied about a week ago. Does anyone know who I can call or if it even possible to upgrade cards with them? Would I have to do a recon? If it is going to restart my card opened date then I dont want to do it because my AAoA will go way down


Current Score: EQ 632 EX 653 TU 617
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myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Upgrading BofA card??

First rule of thumb..Recon!!!!!!!!!!!!!

Also after a 6 year old account I would think your eligible for other cards as well


brittany15213 wrote:

My first ever credit card was the BofA student rewards card 6 years ago. Within this time period I have had some missed payments with them back from 2009 but have been current and the balance was paid to zero a couple months ago I dont want to close this since it is my first credit card but I want to upgrade to the cash rewards card instead of the student since I am not a student and there are no benefits on this card anymore since my missed payments and my interest rate sky-rocketed...I applied for the cash rewards card but got denied about a week ago. Does anyone know who I can call or if it even possible to upgrade cards with them? Would I have to do a recon? If it is going to restart my card opened date then I dont want to do it because my AAoA will go way down


 

 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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HiLine
Posts: 3,092
Registered: ‎10-19-2012
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Re: Upgrading BofA card??


brittany15213 wrote:

My first ever credit card was the BofA student rewards card 6 years ago. Within this time period I have had some missed payments with them back from 2009 but have been current and the balance was paid to zero a couple months ago I dont want to close this since it is my first credit card but I want to upgrade to the cash rewards card instead of the student since I am not a student and there are no benefits on this card anymore since my missed payments and my interest rate sky-rocketed...I applied for the cash rewards card but got denied about a week ago. Does anyone know who I can call or if it even possible to upgrade cards with them? Would I have to do a recon? If it is going to restart my card opened date then I dont want to do it because my AAoA will go way down


I would call them and see what they have to offer. You are a good customer; they know that. :smileyhappy:


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