10-11-2012 01:46 PM
I have a BoA Cash Rewards Visa Sig that I plan to call in to upgrade to a Privileges Cash Rewards Visa Sig. Has anyone done something similar before, and what happened on the credit report?
Now, I do realize that these cards only report the highest balance instead of the limit. The most important thing I want is for the highest balance to remain at the previous level after the upgrade. Anyone know if that's going to be the case? What about the payment history and account open date?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO