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dyst0pia
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Registered: ‎10-11-2012
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Upgrading a BoA card; what happens in credit report?

I have a BoA Cash Rewards Visa Sig that I plan to call in to upgrade to a Privileges Cash Rewards Visa Sig. Has anyone done something similar before, and what happened on the credit report?

Now, I do realize that these cards only report the highest balance instead of the limit. The most important thing I want is for the highest balance to remain at the previous level after the upgrade. Anyone know if that's going to be the case? What about the payment history and account open date?


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