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Hello all, beforehand, I appreciate your time and knowledge.
Question 1.
I have had a US Bank Platinum since June 2012.
My initial limit was 1k.. after a year I was bumped up to a total of 3k.
I would like another card. Would this be a simple PC?
(Just called and th CSR said that there were no upgrades available for me as of today and that I should call next month) This make any sense?
Question 2.
I have a BankAmericard | Cash Rewards Visa since 2008 with a $500 credit limit.
I really want a CLI. Whats the best way of getting this? Calling or Online? How much should I request? My utilization on this card is about 25%.
@shaun2009 wrote:
I tried lol... I applied for the US Bank Cash+ twice and still kept getting cash rewards 3 months apart but then i had the cards closed the same month and moved the limits to my platinum because my Platinum was oringally 1500
To product change to the Cash+ you need a $5k CL. I product changed to it with a 5 minute phone call after having the FlexPerks Select a little over a year.
@garci349 wrote:Hello all, beforehand, I appreciate your time and knowledge.
Question 1.
I have had a US Bank Platinum since June 2012.My initial limit was 1k.. after a year I was bumped up to a total of 3k.
I would like another card. Would this be a simple PC?
(Just called and th CSR said that there were no upgrades available for me as of today and that I should call next month) This make any sense?
I have gone through extreme to get this PC done. I was literally asked them to PC to ANY card of THEIR choice, that gives me rewards.
No Go, some say, need to wait more than 1 Year before you PC.
I have contacted their FB, CSR, Twitter, EO etc.
Question 2.
I have a BankAmericard | Cash Rewards Visa since 2008 with a $500 credit limit.I really want a CLI. Whats the best way of getting this? Calling or Online? How much should I request? My utilization on this card is about 25%.
If you have a good payment history, this should be fine. Depending on your Income and Total CL you have, you can ask
the appropriate amount for the new CL.
@newUser0 wrote:
@garci349 wrote:Hello all, beforehand, I appreciate your time and knowledge.
Question 1.
I have had a US Bank Platinum since June 2012.My initial limit was 1k.. after a year I was bumped up to a total of 3k.
I would like another card. Would this be a simple PC?
(Just called and th CSR said that there were no upgrades available for me as of today and that I should call next month) This make any sense?
I have gone through extreme to get this PC done. I was literally asked them to PC to ANY card of THEIR choice, that gives me rewards.
No Go, some say, need to wait more than 1 Year before you PC.
I have contacted their FB, CSR, Twitter, EO etc.
Question 2.
I have a BankAmericard | Cash Rewards Visa since 2008 with a $500 credit limit.I really want a CLI. Whats the best way of getting this? Calling or Online? How much should I request? My utilization on this card is about 25%.
If you have a good payment history, this should be fine. Depending on your Income and Total CL you have, you can ask
the appropriate amount for the new CL.
Were you also coming from the Platinum? What is the CL on that card? Interesting that one can do it with a 5 minute phone call, and others can go through EO to no avail. In a year or so down the line, I too am interesting in PCing my Platinum to the Cash+ if possible.