Upgrading or PC from US BANK Platinum Visa to better card?

[garci349]

Hello all, beforehand, I appreciate your time and knowledge.

Question 1.
I have had a US Bank Platinum since June 2012.

My initial limit was 1k.. after a year I was bumped up to a total of 3k.

I would like another card. Would this be a simple PC?

(Just called and th CSR said that there were no upgrades available for me as of today and that I should call next month) This make any sense?

Question 2.
I have a BankAmericard | Cash Rewards Visa since 2008 with a $500 credit limit.

I really want a CLI. Whats the best way of getting this? Calling or Online? How much should I request? My utilization on this card is about 25%.

[CreditExpressNJ]

LOL I'm in that same boat its always that same answer there are no upgrades... IT makes me so mad...

[garci349]

What if we apply for a new card? Will they transfer our accounts? The platinum visa has no damn rewards

[CreditExpressNJ]

I tried lol... I applied for the US Bank Cash+ twice and still kept getting cash rewards 3 months apart but then i had the cards closed the same month and moved the limits to my platinum because my Platinum was oringally 1500

[coldnmn]

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@shaun2009 wrote:
I tried lol... I applied for the US Bank Cash+ twice and still kept getting cash rewards 3 months apart but then i had the cards closed the same month and moved the limits to my platinum because my Platinum was oringally 1500

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To product change to the Cash+ you need a $5k CL. I product changed to it with a 5 minute phone call after having the FlexPerks Select a little over a year.

[newUser0]

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@garci349 wrote:

Hello all, beforehand, I appreciate your time and knowledge.

Question 1.
I have had a US Bank Platinum since June 2012.

My initial limit was 1k.. after a year I was bumped up to a total of 3k.

I would like another card. Would this be a simple PC?

(Just called and th CSR said that there were no upgrades available for me as of today and that I should call next month) This make any sense?

 I have gone through extreme to get this PC done. I was literally asked them to PC to ANY card of THEIR choice, that gives me rewards. 

No Go, some say, need to wait more than 1 Year before you PC.

I have contacted their FB, CSR, Twitter, EO etc. 

Question 2.
I have a BankAmericard | Cash Rewards Visa since 2008 with a $500 credit limit.

I really want a CLI. Whats the best way of getting this? Calling or Online? How much should I request? My utilization on this card is about 25%.

If you have a good payment history, this should be fine. Depending on your Income and Total CL you have, you can ask

the appropriate amount for the new CL.

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[garci349]

It's been almost 2 years with them, this is bull**bleep**

[vpae]

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@newUser0 wrote:

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@garci349 wrote:

Hello all, beforehand, I appreciate your time and knowledge.

Question 1.
I have had a US Bank Platinum since June 2012.

My initial limit was 1k.. after a year I was bumped up to a total of 3k.

I would like another card. Would this be a simple PC?

(Just called and th CSR said that there were no upgrades available for me as of today and that I should call next month) This make any sense?

 I have gone through extreme to get this PC done. I was literally asked them to PC to ANY card of THEIR choice, that gives me rewards. 

No Go, some say, need to wait more than 1 Year before you PC.

I have contacted their FB, CSR, Twitter, EO etc. 

Question 2.
I have a BankAmericard | Cash Rewards Visa since 2008 with a $500 credit limit.

I really want a CLI. Whats the best way of getting this? Calling or Online? How much should I request? My utilization on this card is about 25%.

If you have a good payment history, this should be fine. Depending on your Income and Total CL you have, you can ask

the appropriate amount for the new CL.

---

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Were you also coming from the Platinum? What is the CL on that card? Interesting that one can do it with a 5 minute phone call, and others can go through EO to no avail. In a year or so down the line, I too am interesting in PCing my Platinum to the Cash+ if possible.