04-09-2009 05:29 PM - edited 04-09-2009 05:43 PM
Okay, I have a variety of reward cards. Can I register these with Upromise and get Upromise credit while still getting my normal bank/cc rewards?
UPDATE: Well, I just registered them all and we'll see what happens.
If anybody has any info on this....please share. I couldn't find anything that mentioned that I could not collect Upromise college savings in addition to normal rewards at the ccc.
04-10-2009 08:43 AM
I guess this is one of those cases where "assumption" on my part wasn't to my advantage. For some reason, I always assumed that if you had rewards, you wouldn't be able to participate in Upromise and vice versa.
Anyway, I have registered all of my cards to see how it works out.....if I get "double whammy" from Upromise and the banks reward system GREAT!
If anyone can share an example where you got your CCC rewards and Upromise savings account credit from the same purchases, I would love to hear about it! Thanks!
04-10-2009 08:45 AM
04-10-2009 02:35 PM
I was thinking more along the lines of those items that are not online, such as gas, grocery, restaraunt, etc. For example, my Chase Freedom pays 3% on several categories which may also pay something for Upromise.
Also, I have a couple "double" miles cards on all purchases. In addition, I found that some vendors are Upromise partners but do not participate in "bonus miles" through any of my cards that I can find.
One such place is Equifax.com. Upromise pays 10% on Score Watch, which I have been using for quite some time. So, I use my double points card, which is also registered to Upromise which pays 10%.
Just looking for ways to maximize the benefits of plastic
04-11-2009 04:15 AM - edited 04-11-2009 04:16 AM
Anywhere I can get the 3% with Freedom Plus, or Bonus Miles I use them.
Where it is only 1% Freedom, I use my Escape Discover or CapOne Ultra which both get double miles on all purchases without limit.
Also Discover and CapOne have bonus mile/reward vendor relationships too. Occassionally I will find that where Chase Freedom may not, one of the other does.
Also, sometimes Discover or CapOne pay much more. An example: Old Navy & Gap. Freedom pays 1 mile per dollar plus 3 bonus miles. CapOne pays me 2 miles per dollar plus 6 bonus miles and since my wife likes to shop there....I want the rewards and bonus
04-12-2009 01:06 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.