Credit Card Center Advertiser Disclosure†
04-03-2009 05:35 AM
04-03-2009 05:49 AM
Same thing here. It took a few days for me to be able to get on the website, but then no APR. I did see where I could transfer balances for 9%, which was my rate with Citi, so I'm wondering if that is my APR. I'm go back on and see if I can find something that will tell me what it is.
04-03-2009 09:48 AM
I just found out about this card today when I signed out of my BoA online credit card stuff.
Would anyone recommend this over a BoA World Points Master Card? If I were to call and ask for a product change, I'd probably lose my points that I have since the UPromise one isn't a points card, correct?
Though I'd lose my points (most likely), I'd be able to keep my credit history from my current card, as well as credit limit and APR?
Has anyone else done this or most of the people that have them had Citibank's and got switched over automatically?
04-04-2009 02:32 PM
I'm in shock. I got my first BOA statement emailed to me today. My APR is the same as I had with CitiBank- 9.24%!
Here I was freaking out ever since I heard they were switching the Upromise card to BOA, thinking they would lower my credit limit and raise my APR. My credit limit was raised from 11,400 to 14,400 and my APR is the same! This is great news!
Hope the same happens for everyone else!
04-06-2009 10:47 AM
04-08-2009 06:28 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.