Reply
Valued Contributor
Posts: 1,195
Registered: ‎12-13-2007
0

Urggh, two things that might be wrong with my Chase Application in waiting

Applied yesterday online, got the 30 day notice. I had asked for balance transfers of $2700 and $1500 so that might be an issue.

Anyway called the automated # they gave me, said I have two outstanding applications, both from yesterday. Probably hit the back button and it re-applied. So that could be an issue.

Issue # 2 is I have Circuit City which I think is Chase and I was 3 days late (computer issues) which got me Overlimit too.

Am I sunk and if not is there some live person # I can call to handle that?

Also how do I get the extra inquiry off if it is on?
MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
Frequent Contributor
Posts: 348
Registered: ‎06-27-2007
0

Re: Urggh, two things that might be wrong with my Chase Application in waiting

Check the back door numbers on this site they've helped alot of people.


Starting Score: 576
Current Score: 724
Goal Score: 850

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,195
Registered: ‎12-13-2007
0

Re: Urggh, two things that might be wrong with my Chase Application in waiting



credit4me wrote:
Check the back door numbers on this site they've helped alot of people.





Thanks, just did, they were very nice and tried to be helpful and explained the old Cap1 CO and the Bally CO (**bleep** they pulled Experian!) but it was the OL Circuit City that did it. She said pay down and call back when the reports update.
MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
Valued Contributor
Posts: 2,791
Registered: ‎03-18-2007
0

Re: Urggh, two things that might be wrong with my Chase Application in waiting



nyccc2 wrote:
Also how do I get the extra inquiry off if it is on?

If you didn't already ask about it in your recon attempt, you can call again, let them know what happened with the accidental duplicate app and ask if they would be so kind as to either remove it or at least recode it to a soft, under the circumstances.
 
I had a similar thing happen with a BofA cc app a few months ago, and they were nice enough to remove the duplicate inq.
 
Good luck.  :smileyhappy:
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.