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Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011
0

Re: Us Bank Cash Plus Visa Signature

agreed!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Regular Contributor
stone
Posts: 237
Registered: ‎11-15-2011
0

Re: Us Bank Cash Plus Visa Signature

whats your opening bonus?

Valued Contributor
scottwagnon
Posts: 1,342
Registered: ‎02-07-2010
0

Re: Us Bank Cash Plus Visa Signature

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Us Bank Cash Plus Visa Signature


scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.


Yes, you have a good rate, I just got mine at 14.99%, no bonus either.

Regular Contributor
GomerPyle
Posts: 114
Registered: ‎03-17-2009
0

Re: Us Bank Cash Plus Visa Signature

The bill pay feature is not just for utilities. I have received the 5% on a cell phone purchase from ATT as well as a payment to a doctors office. Any bill seems to qualify for the 5%. YMMV

Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Us Bank Cash Plus Visa Signature

 


GomerPyle wrote:

The bill pay feature is not just for utilities. I have received the 5% on a cell phone purchase from ATT as well as a payment to a doctors office. Any bill seems to qualify for the 5%. YMMV


I was including phones (wireless/wireline) as a utility.   The detailed instructions for choosing categories now states for bill pay:

 

Get cash back every month when you use your U.S. Bank Cash+™ Card to pay for the following common household bills — phone, internet, cable/satellite TV, utilities and insurance. Please note: Purchases made outside of these specific categories do not qualify.

 


So at least the intent is not every bill, so I think the doctor's bill was lucky, unless you were grandfathered under different terms.   I know people were talking about paying $20K tax bills.   Would be nice if that was covered!

Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012
0

Re: Us Bank Cash Plus Visa Signature

[ Edited ]

bs6054 wrote:

scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.


Yes, you have a good rate, I just got mine at 14.99%, no bonus either.


I guess I am the lucky one to have my cash plus card at 7.99% :smileyhappy:

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
kevinjjc
Posts: 1,310
Registered: ‎01-14-2009
0

Re: Us Bank Cash Plus Visa Signature


RonDawg wrote:

bs6054 wrote:

scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.


Yes, you have a good rate, I just got mine at 14.99%, no bonus either.


I guess I am the lucky one to have my cash plus card at 7.99% :smileyhappy:


Let me guess, you got converted to the Cash+ card?

Established Member
GoRavens
Posts: 23
Registered: ‎11-02-2012
0

Re: Us Bank Cash Plus Visa Signature

The difference between Cash Rewards and Cash+ is the Visa Signature status which *should* be automatic at a $5,000 CL.  You should have nothing to worry about at $6,500.

Valued Contributor
scottwagnon
Posts: 1,342
Registered: ‎02-07-2010
0

Re: Us Bank Cash Plus Visa Signature


RonDawg wrote:

bs6054 wrote:

scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.


Yes, you have a good rate, I just got mine at 14.99%, no bonus either.


I guess I am the lucky one to have my cash plus card at 7.99% :smileyhappy:


yes you are :smileywink: it would be nice to have a fall back card with that kind of interest rate. i have a balance transfer offer from discover card of 7% for 2 years with NO balance transfer fee.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859

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