Us Bank Cash Plus Visa Signature

[tennisfan78]

agreed!

[stone]

whats your opening bonus?

[scottwagnon]

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.

[bs6054]

---

@scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.

---

Yes, you have a good rate, I just got mine at 14.99%, no bonus either.

[GomerPyle]

The bill pay feature is not just for utilities. I have received the 5% on a cell phone purchase from ATT as well as a payment to a doctors office. Any bill seems to qualify for the 5%. YMMV

[bs6054]

---

@GomerPyle wrote:

The bill pay feature is not just for utilities. I have received the 5% on a cell phone purchase from ATT as well as a payment to a doctors office. Any bill seems to qualify for the 5%. YMMV

---

I was including phones (wireless/wireline) as a utility.   The detailed instructions for choosing categories now states for bill pay:

Get cash back every month when you use your U.S. Bank Cash+™ Card to pay for the following common household bills — phone, internet, cable/satellite TV, utilities and insurance. Please note: Purchases made outside of these specific categories do not qualify.

So at least the intent is not every bill, so I think the doctor's bill was lucky, unless you were grandfathered under different terms.   I know people were talking about paying $20K tax bills.   Would be nice if that was covered!

[RonDawg]

---

@bs6054 wrote:

---

@scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.

---

Yes, you have a good rate, I just got mine at 14.99%, no bonus either.

---

I guess I am the lucky one to have my cash plus card at 7.99%

[kevinjjc]

---

@RonDawg wrote:

---

@bs6054 wrote:

---

@scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.

---

Yes, you have a good rate, I just got mine at 14.99%, no bonus either.

---

I guess I am the lucky one to have my cash plus card at 7.99%

---

Let me guess, you got converted to the Cash+ card?

[GoRavens]

The difference between Cash Rewards and Cash+ is the Visa Signature status which *should* be automatic at a $5,000 CL.  You should have nothing to worry about at $6,500.

[scottwagnon]

---

@RonDawg wrote:

---

@bs6054 wrote:

---

@scottwagnon wrote:

i didn't get a bonus (like those earlier this year) or promo interest rate. i have to admit, i am a bit self proud that i acquired this card, but most of all with their minimum interest rate. i havent heard of too many that received the 14 percent interest rate to start out. i have read others that have received alot more than me to start out, and with an 17.9 interest rate.

---

Yes, you have a good rate, I just got mine at 14.99%, no bonus either.

---

I guess I am the lucky one to have my cash plus card at 7.99%

---

yes you are it would be nice to have a fall back card with that kind of interest rate. i have a balance transfer offer from discover card of 7% for 2 years with NO balance transfer fee.