Us Bank Cash Plus Visa Signature

[Omri]

Called up US Bank, talked to a CSR, and was told I was approved for the Cash+ with a 7k CL

[improvingmycredit]

Congrats on your approvals!!!  YAY!  This is the only card I think I want for my wallet now.  Would you mind sharing which CRA they pulled?  Again... BIG Congrats!

[Omri]

I'll let you know once I get it in the mail. When my fiancée applied (and got denied, hence my application), they pulled TU. My TU is definitely my best right now due to it not getting pulled for ANY the apps on my spree yet, so I wouldn't be surprised if they pulled TU for me.

[scottwagnon]

Hooray! i received my card 11/23. credit card login website is tacky though.

[bs6054]

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@scottwagnon wrote:

 Hooray! i received my card 11/23. credit card login website is tacky though.

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Congratulations.  Yes, as has been mentioned here before, site is pretty tacky.  Apart from look & feel, it doesn't show pending transactions.  Surprisingly, the mobile US Bank app does, so it's not like their systems can't support it.

I recently got the Penfed Plat Rewards card, and that site has the same sort of issues.   Whereas the banks people here tend to hate, such as Capital One, have pretty good web sites.  I guess it's whether the money goes into the web site, customer service, or profits!

[CribDuchess]

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@scottwagnon wrote:

Hooray! i received my card 11/23. credit card login website is tacky though.

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Yayyy!  Big congrats!

Yeah, I don't much care for the limitations of the online credit card interface.  It does not show any pending authorizations (grrrrr!).  However, if you have a smartphone, you can download the US Bank app and with that you can see pending authorizations.

One other thing to note, US Bank does not report your balance when the statement cuts, they report your balance at the end of the month.  Just something to be aware of if you are trying to control your UTIL reporting.

[distantarray]

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@bs6054 wrote:

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@scottwagnon wrote:

 Hooray! i received my card 11/23. credit card login website is tacky though.

---

Congratulations.  Yes, as has been mentioned here before, site is pretty tacky.  Apart from look & feel, it doesn't show pending transactions.  Surprisingly, the mobile US Bank app does, so it's not like their systems can't support it.

I recently got the Penfed Plat Rewards card, and that site has the same sort of issues.   Whereas the banks people here tend to hate, such as Capital One, have pretty good web sites.  I guess it's whether the money goes into the web site, customer service, or profits!

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Gotta admit bank of america sucks but their online billpay is nice

[bs6054]

And even a little worse than I thought.   Just logged in, and on front page, current balance $0.   When I click on the card, one of my transactions has actually posted, and I see the charge for $14.50 (last of the big spenders!).  

So maybe here current balance is the last statement balance, but all or nearly all of my other cards, show me some version of current balance (i.e. total amount I owe, including unpaid balance from last statement and any new charges/credits since last statement) on the home page.

[noobody]

pending transaction is available on mobile app AND m.usbank.com

[RonDawg]

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@bs6054 wrote:

And even a little worse than I thought.   Just logged in, and on front page, current balance $0.   When I click on the card, one of my transactions has actually posted, and I see the charge for $14.50 (last of the big spenders!).  

So maybe here current balance is the last statement balance, but all or nearly all of my other cards, show me some version of current balance (i.e. total amount I owe, including unpaid balance from last statement and any new charges/credits since last statement) on the home page.

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In the late evening you can see transactions before they actually settle.  Once they settle you will be able to see them in your balance. That is the way US Banks system works.